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Everything you should know in the world of Finance

Everything you should know in the world of Finance

rectify errors in credit report
Rectify Errors in Credit Report

28th March, 2024

Maintaining a healthy credit score helps to gain your lender's trust and secure loans or credit cards, especially with attractive terms. Your credit score depends directly on the information in your credit report. Unfortunately, there could be errors in the report which may include minor issues like address change and major concerns like incorrect loan defaults.  
You must review your credit data periodically and promptly dispute any errors found with the bureaus. This helps rectify the mistakes before they cause lasting damage to your credit score and loan eligibility. 

UPI Apps_ How Your Transactions Stay Protected, Safe & Easy
Security in UPI Apps: How Your Transactions Stay Protected, Safe and Easy

28th March, 2024

According to a recent Capgemini research, with 75% of Indian consumers adopting digital payments in India, India has already recorded the highest spike in digital payments during COVID-19, the global average being much lower at 45%! This spike has also led to exposed vulnerability in this space, with over 3.5 lakh cybersecurity incidents in July and August, 3X as compared to the first 3 months of 2020! One of the leading online payment methods adopted across the country is UPI.

impact of late payment on credit score
What is the Impact of Late Payment on Credit Score?

27th March, 2024

Rising late payments can harm credit scores. Checkout diverse solutions to manage finances responsibly
credit score positive and negative impact
How Does a Loan Affect Your Credit Score? Positive and Negative Impact Explained

22nd March, 2024

Shriram Finance explains the loan-credit score connection and its positive and negative impacts.
Exploring the Top UPI Apps
Exploring UPI Payment Apps - Download, Setup, and Start Transacting

22nd March, 2024

Are you interested in tapping into instant and secure digital money transfers? Look no further than UPI – Unified Payments Interface. It is a revolutionary payment system operated by NPCI, or National Payments Corporation Of India, that has made it easier for individuals to send and receive payments using their smartphones. 

build a business credit score from scratch for a new business
Build a Business Credit Score from Scratch for a New Business

21st March, 2024

Explore the steps of building a business credit score from scratch for a new business.
Impact of loan settlement on your credit score
Understanding The Impact of Loan Settlement on Your Credit Score Profile

19th March, 2024

Explaining how loan settlement can impact your credit score profile
Advantages and disadvantages of online payments in india
Top 10 Advantages and Disadvantages of Online Payments

19th March, 2024

If you closely observe your local markets and even your friends and families, you can find that online payments are rapidly replacing cash transactions. Shops and street vendors proudly display UPI QR codes. Most people have at least one digital payment app on their phone. Online payments became popular due to their simplicity, speed, and convenience. But they have several concerns and disadvantages as well.

multiple card payments
Can Multiple Card Payments During a Month Raise Your Credit Score?

18th March, 2024

A guide to understand how to boost your credit score with multiple card payments
benefits of using recharge apps
Recharge Apps Vs. Traditional Methods: Which Is Best?

14th March, 2024

Things are changing quickly these days. Before, if we needed to top up our phones or pay for services, we'd go to a local shop and wait for our turn. Now, with online recharge apps, we can do the same thing easily with our phones. But, while many people like using these new apps, some still like the old way of doing things.

So, which is the best way? Should we stick with what we know or try the new apps? We'll look at the good and bad sides of both to help you decide.