Fixed Deposit
Living abroad does not stop
you from gifting financial freedom
to your parents
Fixed Deposit
Living abroad does not stop
you from gifting financial freedom
to your parents
Earn up to 9%* p.a.(Including 0.50%* p.a.
for Senior Citizens and 0.10%* p.a. for Women)
**T&C Apply
Open Fixed Deposit Online
Shriram Fixed Deposit
Shriram Fixed Deposit offers a perfect solution for those living abroad to invest in their family's financial future in India. With attractive returns and a hassle-free process, you can effortlessly ensure your loved ones are well-supported and financially strong
Features & Benefits
Trusted for decades by millions, Shriram Unnati Fixed Deposit is a smart investment option with attractive interest rates. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research
Higher Interest Rate
Grow your savings with interest rates as high as 9%* p.a.
Benefits for Senior Citizens
Senior citizens get an additional 0.50%* p.a.
Special Interest Rates for Women
Women depositors get an additional 0.10%* p.a.
Flexible Tenure
Choose from a wide range of flexible investment tenures ranging from 12 to 60 months
Flexible Payout Options
Choose from flexible interest payout options, i.e., monthly, quarterly, half-yearly, yearly or at maturity.
Attractive Returns
Get easy and higher returns irrespective of market fluctuations.
Fixed Deposit Calculator
Check returns on your Shriram Fixed Deposit investment using our FD calculator
STEP 01
I am a Senior Citizen
STEP 02
I am a Woman
STEP 03
Investment amount
STEP 04
Tenure up to
STEP 05
Interest payout term
Investment Summary
Interest Rate %
Deposit
Invested Amount
₹ 50,000
How to Apply?
Applying for Shriram Fixed Deposit online is easy. Book your Shriram Fixed Deposit in four easy steps.
Step 01
Register using your mobile number & choose the investment amount, tenure, and payoutStep 02
Enter PAN details. Complete your KYC, share depositor details & any other declarationStep 03
Complete your payment online and add nominee detailsStep 04
Your FD is booked! Download your FD certificate & enjoy earning returns on your savings
Interest & Charges
A Fixed Deposit is a reliable investment and independent of market fluctuations. Check Shriram Finance Fixed Deposit interest rates and charges
Interest Rates
Interest rates up to
9%* p.a.
Including 0.50%* p.a. for Senior Citizens
and 0.10%* p.a. for Women
Interest Rates on Fresh Deposit (w.e.f 2nd May 2025)
| Period (Months) | Monthly % p.a. | Quarterly % p.a. | Half-Yearly % p.a. | Yearly % p.a. |
|---|---|---|---|---|
| 12 | 7.39 | 7.44 | 7.51 | 7.65 |
| (Digital Only)15 | 7.63 | 7.68 | 7.75 | 7.90 |
| 18 | 7.53 | 7.58 | 7.65 | 7.80 |
| 24 | 7.63 | 7.68 | 7.75 | 7.90 |
| 36 | 8.09 | 8.15 | 8.23 | 8.40 |
| 50 (JUBILEE) | 8.09 | 8.15 | 8.23 | 8.40 |
| 60 | 8.09 | 8.15 | 8.23 | 8.40 |
| Period (Months) | Rate % (p.a. at monthly rests) | Effective yield % p.a. | Maturity value for Rs. ₹ 5000/- |
|---|---|---|---|
| 12 | 7.39 | 7.65 | 5,382 |
| (Digital Only)15 | 7.63 | 7.98 | 5,498 |
| 18 | 7.53 | 7.95 | 5,595 |
| 24 | 7.63 | 8.21 | 5,821 |
| 36 | 8.09 | 9.12 | 6,368 |
| 50 (JUBILEE) | 8.09 | 9.58 | 6,996 |
| 60 | 8.09 | 9.93 | 7,482 |
Additional interest of 0.50%* p.a. will be paid for Senior citizen (Completed age 60 years on the date of deposit/renewal)
Additional interest of 0.10%* p.a. will be paid to Women Depositors.
FAQs
Can I invest on behalf of my blood relatives with Shriram Finance?
Yes, you can invest in Shriram FD for and behalf of your family and friends
I no longer have a valid KYC or active PAN. Can I invest in Shriram Fixed deposits?
Yes, you can invest in Shriram FD in the name of your spouse, children, parents – we offer an additional 0.50%* p.a.. for senior citizens and an additional 0.10%* p.a.. for women
Do I need an active Indian bank account?
Yes, you can invest using your bank account or family’s bank account in India
What are the acceptable mode of payment?
You can invest via UPI, Net banking, and Debit Card
Is KYC document mandatory?
Yes, kindly note that as per RBI guidelines, all investors looking to invest in India should be KYC compliant
Can I invest in Shriram Fixed Deposit without having an active Indian mobile number?
An active Indian mobile number is necessary for OTP verification to invest in Shriram Fixed Deposit
How will I receive my maturity amount?
Your maturity amount will be credited to the registered bank account
Disclaimer
With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download
The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.
Maximise savings with a Fixed Deposit