Quick, easy, accurate FD calculations.
Effortlessly determine your FD returns in seconds with Shriram FD Calculator.
Attractive FD Investment
Interest rates as high as 8.15%* p.a.
- Attractive FD Investment
- Interest rates as high as 8.15%* p.a.
Calculate Returns
Investment Amount
Min
₹ 5,000
Max
₹ 10 Cr
Tenure up to
Min
12 months
Max
60 months
Interest payout term
Interest Rate
%* p.a
Maturity Amount
Your FD Gains
Why Shriram Finance?
Trusted by Millions
Invest in Shriram Unnati Fixed Deposit online and enjoy higher interest rates.
High Credit Ratings
Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research.
Attractive Returns
Get easy and higher returns irrespective of market fluctuations.
Benefits for Senior Citizens
Senior citizens benefit from an additional 0.50%* p.a. on their FD investments.
Interest & Charges
Check the interest rates and charges for Shriram Fixed Deposit.
Interest Rates
Interest rates up to
8.15%* p.a.
Including 0.50%* p.a. for Senior Citizens
and 0.05%* p.a. for Women
Interest Rates on Fresh Deposit (w.e.f 5th August 2025)
| Period (Months) | Monthly % p.a. | Quarterly % p.a. | Half-Yearly % p.a. | Yearly % p.a. |
|---|---|---|---|---|
| 12 | 6.79 | 6.82 | 6.88 | 7.00 |
| (Digital Only)15 | 7.02 | 7.06 | 7.12 | 7.25 |
| 18 - 23 | 6.93 | 6.97 | 7.03 | 7.15 |
| 24 - 35 | 7.02 | 7.06 | 7.12 | 7.25 |
| 36 - 60 | 7.35 | 7.39 | 7.46 | 7.60 |
| Period (Months) | At Maturity % p.a |
|---|---|
| 12 | 7.00 |
| (Digital Only)15 | 7.25 |
| 18- 23 | 7.15 |
| 24- 35 | 7.25 |
| 36-60 | 7.60 |
- Interest rates are rounded off to two decimal places.
- Additional interest rate of 0.50%* p.a. will be paid for Senior citizen (Completed age 60 years on the date of deposit/renewal).
- Additional interest rate of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.
- Additional interest rate of 0.05%* p.a. will be paid to Women Depositors.
Note: Interest rates are subject to change and the rate applicable will be the rate prevalent on the date of deposit / renewal.
The above additional interest rates will be applied on the yearly rate, which will be factored correspondingly into the calculation of compounding interest rates for periods shorter than a year, including monthly, quarterly, and half-yearly rates.
How can I use the Shriram Fixed Deposit calculator?
You can use the Shriram Fixed Deposit calculator by visiting the official Shriram Finance website or Shriram One mobile app. Simply enter the principal amount you wish to invest, the tenure of the deposit, and the interest rate. The calculator will then compute the maturity amount and the interest earned.
What information do I need to use the Shriram Fixed Deposit calculator?
To use the Shriram Fixed Deposit calculator, you need the following information:
Principal amount (the amount you plan to invest)
Tenure (the duration of the deposit)
Interest rate (the rate offered by Shriram Finance for the chosen tenure)
Type of interest payout (cumulative or non-cumulative)
Can the Shriram FD calculator help me compare different investment options?
Yes, the Shriram FD calculator can help you compare different investment options by allowing you to input various principal amounts, tenures, and interest rates. This can help you evaluate the potential returns from different Fixed Deposit schemes and choose the one that best aligns with your financial goals.
Is the Shriram Fixed Deposit calculator accurate?
The Shriram Fixed Deposit calculator is designed to provide accurate estimates based on the input data. However, the actual returns may vary slightly due to factors like changes in interest rates, tenures etc.
Where can I find the Shriram Fixed Deposit calculator?
You can find the Shriram Fixed Deposit calculator by visiting the official Shriram Finance website or Shriram One mobile app.
With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download
The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.
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