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Shriram Finance

Fixed Deposit
Secure your future today
Returns as high as
9.20%* p.a.

Fixed Deposit

Features & Benefits

Trusted by millions of customers, Shriram Fixed Deposit is the safest investment option with attractive interest rates. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research.

Collateral-free Loans

Higher Interest Rate

Grow your savings with interest rates as high as  9.20%* p.a.

Senior citizen ID card-01

Benefits for Senior Citizens

Senior citizens get an additional 0.50%* p.a.

regular income

Special Interest Rates for Women

Women depositors get an additional 0.10%* p.a.

Benefits for Senior Citizens

Flexible Tenure

Choose from the flexible investment options starting from 12 to 60 months.

Flexible Payout Options

Flexible Payout Options

Choose from flexible interest payout options, i.e., monthly, quarterly, half-yearly, yearly or at maturity.

Interest Rate

Guaranteed Returns

Get steady and assured returns irrespective of market fluctuations.

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Fixed Deposit Calculator

Check returns on your investment using our FD calculator

Investment Summary

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Deposit

Invested Amount

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How to Apply?

Applying for Shriram Fixed Deposit online is easy. Book your Shriram Fixed Deposit in four easy steps.

check-list
  • Step 01

    Register using your mobile number
  • Step 02

    Enter the investment amount, tenure and PAN details
  • Step 03

    Complete your payment and proceed to enter your KYC and bank details
  • Step 04

    Receive fixed deposit acknowledgement and maximise your returns

Eligibility

Who can invest in a Fixed Deposit with us?

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Resident Individuals

Interest & Charges

Interest Rates

  • Interest rates up to

    9.20%* p.a.

  • Including 0.50%* p.a. for Senior Citizens
    and 0.10%* p.a. for Women

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
127.537.587.657.80
187.677.727.807.95
247.817.877.948.10
308.008.068.148.30
368.188.248.338.50
428.238.298.388.55
50 (JUBILEE)8.278.338.428.60
608.278.338.428.60

 

Period (Months)Rate % (p.a. at monthly rests)Effective yield % p.a.Maturity value for Rs. ₹ 5000/-
127.537.805,390
187.678.115,605
247.818.435,840
308.008.836,100
368.189.246,385
428.239.516,660
50 (JUBILEE)8.279.837,050
608.2710.217,550

FAQs

Can I add funds to my Fixed Deposit?

No, funds cannot be added at any time of the tenure once your FD is booked.

What is the minimum and maximum investment tenure in an FD with Shriram Finance?

The minimum tenure of a fixed deposit is 12 months and the maximum tenure is up to 60 months

How will I receive the interest amount?

The interest on FD will be credited to your registered bank account

What is a maturity date? 

A maturity date is when all funds due are paid into your nominated account.

Are there any special rates for senior citizens?

Yes, Shriram offers special interest rates for senior citizens at an additional 0.50%* p.a. on fixed deposits

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at  https://www.shriramfinance.in/downloads

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.

Maximise savings with a Fixed Deposit