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Fixed Deposit up to 9.05% p.a.* Interest rates. Invest Now

 

01-01-2023 00:13:59

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14-11-2022 14:09:00

Two Entities - One Shared Vision - STFC and SCUF are now merged as Shriram Finance

14-11-2022 14:08:45

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Low Processing Charges & Quick Loan Disbursals on Gold Loan

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Gold Loan

Shriram Finance offers up to 75% of the loan amount against your gold. Be rest assured that your asset is safe and handled with utmost care.

Features and Benefits

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Maximum Finance  

Loan up to 75% of your gold value

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Low Rate of Interest

Our interest rate starts from 11.5% p.a.*

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Flexible Tenure

Choose from a range of flexible tenure options starting from 1 to 12 months

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Minimal Documentation  

Minimal paperwork, digital process, and hassle-free

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Safe & Secure

We ensure that your gold is safe & secure

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Quick Disbursal

Reliable and faster loan approvals with minimal documentation

How to Apply?

Our easy-to-apply process will help you get a gold loan quickly in 4 steps

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  • Step 01

    Register using your phone number

  • Step 02

    Receive a verification call from us

  • Step 03

    Visit our branch with your gold asset

  • Step 04

    Complete verification and receive loan amount

Eligibility Criteria

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Age

18 to 60 years

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Who can Apply?

Salaried, self-employed, self-employed professionals, business owners and other individuals.

Interest & Charges

Interest Rate

Interest rates start as low as

11.5%

p.a.*

to

24%

p.a.*

FAQs

Who can apply for Shriram Finance Gold Loan?

  • Salaried, self-employed, self-employed professionals, business owners and other individuals between 18 – 60 years can apply for Shriram Finance Gold Loan.

What are the tenure and interest rates applicable?

  • The interest rate starts from 11.5% p.a.* and you can choose loan tenure starting from 1 month up to 12 months.

Will my gold ornaments stay safe and secure with Shriram Finance?

  • Gold ornaments of customers are stored safely and securely in a safe room built according to the Government regulations. These rooms are also equipped with electronic surveillance to protect the gold.

What if the Gold is stolen from the branch?

  • Shriram Finance insures the gold kept as collateral by you. This means that in case of a theft, the borrower need not worry about the security of the gold.

Articles

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Why Gold Loan is Better than Personal Loan?

Sentiment-driven Indian households find themselves inevitably attached to the gold they own, emotionally

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GST on Gold Loan Interest

Gold loans are secured mortgages, in which items of gold (bars, coins, jewelry etc.) are pledged as security in exchange

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Myths vs Facts about taking a gold loan

The contemporary banking and financial institutions have come a long way; their evolution has been

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Gold Loan: What is it and How Does it Work?

Everyone has been investing in gold because of its lucrative opportunities