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Used Car Loans in Cooch Behar
Cooch Behar's expanding urban landscape and improving transport facilities make owning a car a necessity for comfort and efficiency. However, the steep cost of new vehicles can strain your budget. Opting for a pre-owned car is a cost-effective way to experience the benefits of car ownership. With used car loans in Cooch Behar, you can finance a second-hand car with ease. Shriram Finance provides tailored loan solutions with competitive interest rates starting at 10%* p.a. You can borrow from ₹1 lakh* and choose a repayment tenure of up to 48 months for manageable EMIs. The application process is simple, ensuring a smooth loan experience. Start today and bring home your ideal car without financial stress!
Used Car Loan Types in Cooch Behar
Shriram Finance provides various used car loan types in Cooch Behar to help you finance your vehicle effortlessly. Pick the loan type that fits your financial situation.
Pre-Owned Car Loan
Loan Against Car (Refinancing)
Features and Benefits of Used Car Loans in Cooch Behar
High Financing Percentage
Competitive Interest Rates
Flexible Repayment Tenures
Regular Reminders
Car Refinancing Options
Easy Online Application
Dedicated Customer Service
Customised Loan Solutions
Used Car Loan Interest Rates in Cooch Behar
Shriram Finance provides used car loan interest rates in Cooch Behar starting at 10%* p.a. We've designed our rates to help you handle repayments smoothly, simplifying the process of financing your purchase. You can find a summary of the important charges and fees for our used car loans below:
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
Utilise our second-hand car loan EMI calculator to obtain an immediate estimation of your potential interest rate and equated monthly instalments. This resource enables you to effectively plan your financial strategy prior to submitting a loan application.
How to Use the Used Car Loan EMI Calculator
To determine your monthly repayments for a pre-owned vehicle loan, please input the loan principal and the desired repayment period. The pre-owned car loan calculator will promptly display your monthly payment. This tool enables a comparison of various loan scenarios, allowing you to select the most suitable option.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 8,103
Monthly EMI
₹ 6,006
Car Refinancing in Cooch Behar
Shriram Finance extends car refinancing solutions in Cooch Behar. We help you secure funds based on your vehicle's value while retaining ownership. This facility features competitive interest rates and adaptable repayment schedules. Please note that this option is available provided your vehicle is free of any existing loan obligations.
Eligibility and Documentation Criteria for Used Car Loans in Cooch Behar
To check used car loan eligibility online, applicants must meet the following criteria:
Eligibility Criteria:- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Residency: All Indian residents.
- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
Required Documents:- To check used car loan eligibility online, applicants must meet certain criteria. The essential documents required include:
- KYC Documents: Proof of identity and address.
- Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loans in Cooch Behar
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Cooch Behar
Shriram Finance is present in Cooch Behar to cater to your used car loan needs. To receive personalised assistance, we encourage you to utilise our branch locator.
Locate Us
Used Car Loan Customer Care in Cooch Behar
Need help with your used car loan in Cooch Behar? Our customer service team is ready to assist! You can reach us by phone or visit one of our branches. Here's a table with our customer care numbers for your convenience:
Used Car Loan Status in Cooch Behar
If you want to track your used car loan status in Cooch Behar, first log into your Shriram Finance account on our website. Go to 'Loan Status' and enter your loan account or application number. You can also contact customer care or visit a branch for updates. Stay informed with regular updates throughout your loan process.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a used car loan in Cooch Behar?
Yes, Shriram Finance offers used car loans in Cooch Behar, providing financial assistance to purchase a pre-owned vehicle with ease.
What are the eligibility criteria for a used car loan in Cooch Behar?
To be eligible, you must be an Indian resident aged between 21* and 59* years at loan maturity. The eligibility also depends on the vehicle's age, model, and repayment tenure.
What is the interest rate on a used car loan?
Interest rates start from 10%* p.a., but the actual rate may vary depending on loan terms and your financial background.
What documents are required for a used car loan in Cooch Behar?
You will need to submit a completed loan application, KYC documents, proof of income, bank statements, and the car's registration certificate. Additional documents may be required based on the loan amount.
What is the processing fee for a used car loan?
Shriram Finance charges a processing fee of up to 5%* of the approved loan amount.
What is the down payment required for a used car loan in Cooch Behar?
You need to pay at least 15%* of the car's value, as up to 85%* can be financed.
Can I apply for a used car loan online in Cooch Behar?
Yes, the application process is available online through the Shriram Finance website and mobile app.
What is the maximum loan amount I can get for a used car in Cooch Behar?
You can avail of a loan covering up to 85%* of the car's value, with a minimum loan amount of ₹1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.