Highest per gram rate
with Shriram Gold Loan
Apply Online
By continuing, you agree to the Terms and Conditions of Shriram Finance and authorize our representatives to Call/Email/SMS/WhatsApp you regarding your Gold Loan application.
Gold Loan
Shriram Finance offers up to 75% of the loan amount against your gold. Trust us to provide you with the best value for your gold. Get quick access to cash with our gold loan services.
Gold Loan Features and Benefits
Maximum Finance
Loan up to 75% of your gold value
Low Rate of Interest
Our interest rate starts from 11.4% p.a.*
Flexible Tenure
Choose from a range of flexible tenure options starting from 1 to 12 months
Minimal Documentation
Minimal paperwork, digital process, and hassle-free
Safe & Secure
We ensure that your gold is safe & secure
Quick Disbursal
Reliable and faster loan approvals with minimal documentation
Gold Loan
Use the slider to set your loan amount, interest rate, and tenure to understand your loan summary
Loan Summary
Loan
Apply for Gold Loan
Our easy-to-apply process will help you get a gold loan quickly in 4 steps
-
Step 01
Register using your phone number -
Step 02
Receive a verification call from us -
Step 03
Visit our branch with your gold asset -
Step 04
Complete verification and receive loan amount
Eligibility Criteria for Gold Loan
Age
18 to 75 years
Who can Apply?
Salaried, self-employed, self-employed professionals, business owners and other individuals
Gold Loan Interest Rates and Charges
For interest rate and applicable Fees/charges, please refer our interest rate policy : Interest Rate Policy
Gold Loan FAQ’s
Will my gold ornaments stay safe and secure with Shriram Finance?
Gold ornaments of customers are stored safely and securely in a safe room built according to the Government regulations. These rooms are also equipped with electronic surveillance to protect the gold.
What are the tenure and interest rates applicable?
The interest rate starts from 11.4% p.a.* and you can choose loan tenure starting from 1 month up to 12 months.
Who can apply for Shriram Finance Gold Loan?
Salaried, self-employed, self-employed professionals, business owners and other individuals between 18 – 75 years can apply for Shriram Finance Gold Loan.
What if the Gold is stolen from the branch?
Shriram Finance insures the gold kept as collateral by you. This means that in case of a theft, the borrower need not worry about the security of the gold.
Articles
People seek access to loans only in case of financial emergencies.
Everyone has been investing in gold because of its lucrative
Long gone are the days when gold was only a luxury
Low Processing Charges & Quick Loan Disbursals on Gold Loan
