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Quick Money for Gold Highest per gram rate with Shriram Gold Loan

Apply Online

* By continuing, you agree to the Terms and Conditions of Shriram Finance and authorize our representatives to Call/Email/SMS/WhatsApp you regarding your application.

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Gold Loan

Shriram Finance offers up to 75% of the loan amount against your gold. Trust us to provide you with the best value for your gold. Get quick access to cash with our gold loan services.

Gold Loan Features and Benefits

maximum-finance

Maximum Finance

Loan up to 75% of your gold value

low-rate-of-interest

Low Rate of Interest

Our interest rate starts from 10% p.a.

flexible-tenure

Flexible Tenure

Pay your loan back whenever you want* (*Minimum loan duration 7 days)

minimal-documentation

Minimal Documentation

Minimal paperwork, digital process, and hassle-free

safe-secure

Borrow Smartly

Pay interest only for the period the gold loan is used for

quick-disbursal

Quick Disbursal

Reliable and faster loan approvals with minimal documentation

Gold Loan Calculator

Use the slider to set your loan amount, interest rate, and tenure to understand your loan summary

STEP 01
Required loan amount
₹
STEP 02
Interest rate
%
STEP 03
Tenure up to
month
Loan Summary
Loan

Loan

Loan Amount

₹5000

Interest Payable

₹ 42

Monthly EMI

₹ 5,042

Apply for Gold Loan

Our easy-to-apply process will help you get a gold loan quickly in 4 steps

How To Apply

  • Step 01

    Register using your phone number

  • Step 02

    Receive a verification call from us

  • Step 03

    Visit our branch with your gold asset

  • Step 04

    Complete verification and receive loan amount
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Eligibility Criteria for Gold Loan

  • Age

    Age

    18 to 75 years

  • Who can apply?

    Who can Apply?

    Salaried, self-employed, self-employed professionals, business owners and other individuals 

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Gold Loan Interest Rates and Charges

For interest rate and applicable Fees/charges, please refer our interest rate policy : Interest Rate Policy

Gold Loan FAQ’s

Will my gold ornaments stay safe and secure with Shriram Finance?

Gold ornaments of customers are stored safely and securely in a safe room built according to the Government regulations. These rooms are also equipped with electronic surveillance to protect the gold.

What are the tenure and interest rates applicable?

The interest rate starts from 10% p.a. and you can choose loan tenure starting from 1 month up to 12 months.

Who can apply for Shriram Finance Gold Loan?

Salaried, self-employed, self-employed professionals, business owners and other individuals between 18 – 75 years can apply for Shriram Finance Gold Loan.

What if the Gold is stolen from the branch?

Shriram Finance insures the gold kept as collateral by you. This means that in case of a theft, the borrower need not worry about the security of the gold.

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The Future of MSME Gold Loans in India
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Factors to Consider before Applying for an MSME Gold Loan
If you are a small business owner looking for financial support, a Micro, Small and Medium Enterprise (MSME) gold loan might seem like a quick solution to your problems.
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Top 5 Benefits of Taking a Gold Loan for MSME Business
Micro, Small, and Medium Enterprises (MSMEs) face challenges securing business loans from banks or Non-banking Financial Companies (NBFCs) due to a lack of assets or credit history to keep as collateral.
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A Complete Guide on Gold Loan for MSME Business
Micro, Small and Medium Enterprises (MSMEs) are the backbone of India's economy, contributing significantly to the Gross Domestic Produce (GDP).
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Low Processing Charges & Quick Loan Disbursals on Gold Loan