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Get Personal Loan Online Up to ₹15 Lakhs

Types of Personal Loan

Personal loans are unsecured loans that can be used for various purposes, such as medical expenses, home renovations, and travel. 

  • Wedding Loan
  • Travel Loan
  • Home Renovation Loan
  • Personal Loan for Students
  • Medical Emergency Loan
  • Consumer Durable Loan
  • Personal Loan for Women
  • Festival loan
  • Personal loan for your child(s) future

Personal loan Features & Benefits

Guaranteed Returns

Collateral-free Loans

Get loans without collateral security up to ₹15,00,000/-

Document Dollar

Quick Disbursals

Pre-approved personal loans are processed and credited within 72 hours


Flexible Repayments

Flexible repayment tenures ranging from 12 to 60 months based on the required loan amount

Interest Rates

Competitive Interest Rates

Customised interest rates starting from 12%* p.a. on your personal loan


Seamless experience

Enjoy a fully digital, completely paperless borrowing Experience that is fast and simple.


Regular Reminders

Receive periodic alerts on your registered mobile and email ID about your EMI so that you never miss out on payments.

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Personal Loan EMI Calculator Online

Calculate your Loan EMI in 3 easy steps.
Use the slider to set your loan amount, interest rate and tenure to understand your loan summary

Personal Loan Calculator Summary



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How To Apply For a Personal Loan ?

Apply for Shriram Personal Loan in 3 easy steps – it’s easy, seamless and quick.

How to apply?
  • Step 01

    Verify personal details
  • Step 02

    Choose your loan amount and tenure; confirm your bank details
  • Step 03

    Receive the loan amount in your bank account

Personal Loan Eligibility

To ensure faster processing and hassle-free loan processing experience - check your Personal Loan eligibility criteria below

70 years at loan maturity

Who can Apply?

Resident Indians above 21 years of age

70 years at loan maturity


21 to 60 years  
The applicant should not be older than 60 years at the end of the loan tenure

Personal Loan Interest Rates and Charges


Can I take several personal loans at the same time?

An individual cannot take more than one personal loan at the same time from the same lender. You can apply for another loan from a different lender, but applying for multiple unsecured loans from different lenders is not advisable.

 How can I repay my personal loan? 

You can opt for a personal loan EMI, where a certain amount is automatically debited every month from your bank account. There are other repayment options available, such as foreclosing.

Is a personal loan available for holiday or travel purposes?

Yes. A personal loan can be availed of to cover the expenses required for travel or vacation. A personal loan can be used for various purposes, which also include travel or trip expenses.

How much loan can I borrow? 

You can get a maximum loan amount up to ₹15,00,000.

What is the process to get a Shriram Personal Loan?

Apply online for a Personal Loan with Shriram Finance. We have simplified the Personal Loan application process.
You can make an online Personal Loan application in just a few clicks. Get pre-approved loans instantly.

Low Processing Charges & Quick Loan Disbursals on Personal Loan