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FAQs
How to use this EMI Calculator?
- Use the slider for selecting the loan amount
- Select the loan tenure in months using the slider
- Use the slider to set the interest rate
The EMI will be calculated dynamically basis on how you move/change the sliders.
You can recalculate your EMI anytime by changing the input sliders.
What are the documents to be provided to get a personal loan with Shriram Finance?
The following documents are necessary to obtain a Shriram Personal Loan:
Identity Proof
- Passport
- Driving License
- Voter ID
- PAN Card
Address Proof
- Passport
- Driving License
- Gas Bill with Gas book
Other Documents
- Recent passport size colour photographs
- Income Proof Documents of Last 3 months
- Bank Statement for the last six months
- One cancelled Cheque and ACH form for the Electronic Clearing Mandate (eNACH)
Will the interest rate vary for the loan tenure?
No. Your interest rate remains fixed during the loan tenure. This means your EMI remains the same every month for the entire loan tenure.
Can I foreclose my Personal Loan?
Yes. You can foreclose on your Shriram Personal Loan at any time.
What are the minimum and maximum ages to apply for a personal loan?
The applicant should be a minimum of 21 years and not beyond 60 years of age at the time of loan closure.
How to apply for a Personal Loan online?
Applying for a Personal Loan with Shriram is very easy
Step 1: Verify personal details
Step 2: Choose your loan amount and tenure; confirm your bank details
Step 3: Receive the loan amount in your bank account
What is an EMI?
EMI (Equated Monthly Instalment) is the fixed payment the borrower makes to the lender. EMIs pay back the principal and interest for each month, and the loan is fully repaid within a specified number of months or years.
What is an EMI Calculator?
An EMI calculator is a utility tool that helps you to calculate the amount you repay each month towards your loan. You can use the EMI calculator to calculate the EMI amount and analyse the total amount payable.
What are the eligibility criteria for a personal loan for students?
The eligibility criteria for a personal loan for students may vary based on each applicant, but typically include factors such as age, enrollment status, and other financial information.
What is the maximum amount I can borrow on a personal loan for women in India?
A personal loan for women in India varies according to the application and eligibility criteria.
What is a wedding loan in India?
A wedding loan in India is a type of personal loan specifically designed to finance the expenses related to a wedding. This can include expenses such as venue rental, catering, decorations, and more.
How long does it take for loan to be disbursed?
With pre-approved personal loans, you can get your loan disbursed within 72 hours.
What is the maximum loan amount you can get for a salaried person for Personal Loan?
Shriram Finance offers loans up to ₹15,00,000
What is Personal Loan tenure?
Shriram Finance offers Personal Loans from 12 to 60 months
Is a personal loan available for holiday or travel purposes?
Yes. Personal Loans can be used for a number of purposes, which also include travel expenses
How can I repay my personal loan?
You can sign up for a personal loan EMI, where a certain amount is automatically debited every month from your bank account. There are other repayment options available, such as foreclosure.
How much loan can I borrow?
For personal loans from Shriram Finance, you can borrow up to ₹15,00,000.
What is the process for getting a Shriram Personal Loan?
Apply online for a Personal Loan with Shriram Finance. We have simplified the Personal Loan application process.
You can make an online Personal Loan application in just a few clicks. Get pre-approved loans instantly.
Low Processing Charges & Quick Loan Disbursals on Personal Loan
