Shriram Personal Accident Insurance

This provides a lump-sum payment to the beneficiary in the event of the insured's death due to an accident. 

It covers partial or total loss of limbs or the loss of use of limbs, such as arms, legs, fingers, or toes, resulting from an accident. 

This coverage provides financial assistance if the insured becomes permanently and totally disabled due to an accident, preventing them from performing any gainful occupation. 

In case of temporary disability due to an accident, this coverage provides regular income replacement or a daily or weekly benefit for a specified period. 

Personal accident insurance can cover medical expenses incurred as a result of an accident, including hospitalization, surgery, doctor's visits, and medication costs.

This provides a daily cash benefit for each day the insured is hospitalized due to an accident.

If the insured is permanently disabled or passes away due to an accident, this benefit may cover the educational expenses of dependent children. 

It reimburses the cost of transporting the insured's family to the hospital in the event of an accident.