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14-11-2022 14:09:00

Two Entities - One Shared Vision - STFC and SCUF are now merged as Shriram Finance

14-11-2022 14:08:45

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Easy & Quick Disbursals on Business Loan

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Business Loan

Shriram offers Business loans for purchase of Machines/equipment/raw materials, building inventory/stocks and for working capital needs like meeting short term liabilities and market credit needs. Grow your business with Shriram Business Loan at the most affordable interest rates with flexible repayment tenures

Features and Benefits

Competitive Interest Rates

Get the best interest rate in the market starting from 15%*

Flexible Repayments

Flexible tenure ranging between 12 to 60 months based on the loan amount

Minimal Documentation

Hassle-free loan process with minimal paperwork

Quick Approvals & Disbursals

Reliable and faster loan approvals with minimal documentation

Regular Reminders

Receive alerts on your registered mobile number and email ID about your EMI so that you never miss out on payments

How to apply?

Applying for Shriram’s  Business Loan is a 4-step process – It’s easy, seamless and quick

  • Step 1:

    Register using your phone number

  • Step 2:

    Receive a verification call from us

  • Step 3:

    Complete your verification process

  • Step 4:

    Get loan credit to your bank account


To ensure faster processing and hassle-free loan processing experience - check your Business Loan eligibility criteria below

Who can apply?

Individuals/ Proprietorship Firm/ Partnership Firm/ Private & Public Limited Company


70 years at loan maturity

Business Stability

Minimum years in Business- 3 years

Interest and Charges

We can help your business move forward with finance that works for you. Here are our interests & charges on Business Loan

Processing Charges

Processing fee starting at


Closure Charges

Closure charges






* Eligible after 6 Months


What is Business Loan?

  • A business loan provides funds for all your business needs to boost your working capital and allow you to invest in inventory, equipment, renovate and hire new staff - basically for any business activity.

Who can apply for Business Loan?

  • Sole Proprietors, Partnership Firms, Private Limited, and Limited Companies with an annual turnover of Rs. 20 lakhs or more are eligible to apply for an Business Loan from Shriram. Applying online for an Business Loan with Shriram is simple and hassle-free.

How to apply for a Business Loan online?

  • Applying for a business loan with Shriram is very easy
    Step 1: Register using your mobile number
    Step 2: Verify and proceed using OTP
    Step 3: Enter personal details
    Step 4: Receive a call from our representative

What is the tenure to repay my business loan

  • You can choose a loan tenure from 12 to 60 months to repay the loan



MSME Loans & Its Importance

MSME loans can be defined as secured loans offered by several lending institutions. ..


How Can You Pick The Best Business Loan?

The business’s efficient and smooth running depends on many factors like material, labor, production, etc.


Foreclosure Charges: How to Avoid Pre-Closure Charges?

A commonly asked question among borrowers is whether there are any disclosure charges associated with their borrowing. Let us first understand what loan foreclosure is;


What Is a Business Loan and Why You Should Avail It?


When an individual or a group starts a new business venture, they need a particular amount of capital in order to finance the initial requirements. This capital