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Business Loan

Types of Business Loan

A loan that is vitally designed and tailored for business needs is known as a business loan. Shriram Finance provides a wide range of secured and unsecured business loans to facilitate you in fulfilling all of your business needs. There are various types of business loans available as shown below.

  • Working Capital Loan
  • Trade Finance
  • Supply Chain Finance
  • Startup Business Loan
  • MSME Loan
  • GST Business Loan
  • Shop Loan
  • Business Loan against Gold
  • Loan Without Financials
  • Business Loan for Women

Features and Benefits

Shriram Finance provides Business Loans that assist in managing the financial needs of your business. If you are in need of financial aid to expand and grow your business, Shriram Finance is an ideal choice for availing a hassle-free and collateral-free business loan.


Loan up to ₹30 Lakhs

Manage all your business expenses with loan amount ranging up to ₹30 Lakhs.


No collateral Needed

Get financial support you need without the stress of collateral.


Flexible Loan Tenure

Choose from a range of flexible tenure options starting from 12 to 60 months.


Quick Loan & Disbursals

An easy and quick loan approval process to make sure your business needs are met on time.


Hassle-free Online Process

Get your loan approved online in a few simple hassle-free steps.


Online EMI Calculator

With our easy-to-use online EMI Calculator, calculate monthly instalments accurately.

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Business Loan

A hassle-free and quick way to calculate your Business Loan EMI and the total amount payable.

Loan Summary



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How to apply?

Applying for Shriram’s  Business Loan is a 5-step process – It’s easy, seamless and quick

Applying for Shriram’sBusiness Loan is a 4-step process – It’s easy, seamless and quick
  • Step 01

    Register using your mobile number
  • Step 02

    Enter loan details
  • Step 03

    Enter business details
  • Step 04

    Receive a verification call from us
  • Step 05

    Get your loan disbursed

Eligibility & Documents Required

Individuals/ Proprietorship Firm/ Partnership Firm/ Private & Public Limited Company

Who can apply?

Partnership firms, Proprietorship firms, Pvt ltd companies, Public Ltd companies and LLP

70 years at loan maturity


21 years to 70 years.

Minimum years in Business- 3 years


Self-employed individuals, business owners or proprietors with minimum 3 years of business experience.

Business Loan Interest Rates and Charges

Unsecured Business Loans

Shriram Finance provides an ideal solution for young and growing businesses with our Unsecured Business Loan that requires no collateral. Regardless of the size of your business or credit score, you can take advantage of this attractive option without the need for high asset values. Our fast and simple application process ensures that you can access the funds you require promptly. Don't let financial constraints impact your business's health – apply for our unsecured business loan today!


What is Business Loan?

A business loan provides funds for all your business needs to boost your working capital and allow you to invest in inventory, equipment, renovate and hire new staff - basically for any business activity.

Who can apply for Business Loan?

Sole Proprietors, Partnership Firms, Private Limited, and Limited Companies with an annual turnover of Rs. 20 lakhs or more are eligible to apply for an Business Loan from Shriram. Applying online for an Business Loan with Shriram is simple and hassle-free.

How to apply for a Business Loan online?

Applying for a business loan with Shriram is very easy

  • Step 1: Register using your mobile number
  • Step 2: Verify and proceed using OTP
  • Step 3: Enter personal details
  • Step 4: Receive a call from our representative

What is the tenure to repay my business loan

You can choose a loan tenure from 12 to 60 months to repay the loan


MSME Loans and Its Importance
MSME loans can be defined as secured loans offered by several lending institutions.
MSME Loans and Its ImportanceRead More
What are MSME/SME loans and its uses?
The complete form of MSME is micro, small, and medium enterprises. MSME loans are a type of business loan through which individuals, MSME, SMEs, and Startups can get credit.
What are MSME/SME loans and its uses?Read More
Foreclosure Charges: How to Avoid Pre-Closure Charges?
A commonly asked question among borrowers is whether there are any foreclosure charges associated with their borrowing.
Foreclosure Charges: How to Avoid Pre-Closure Charges?Read More
Is it possible to increase your credit limit on a business loan?
The need for funds can be felt anytime when you are running a business. You might need funds for expansion, meeting the business’s working capital needs, or buying new equipment.
Is it possible to increase your credit limit on a business loan?Read More

Easy & Quick Disbursals on Business Loan