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Check your credit score for FREE | No impact on your credit score.

  • >850 : Excellent
  • 701 - 850 : Good
  • 501 - 700 : Fair
  • 300 - 500 : Poor


Get your credit score for FREE from Shriram Finance



Check your credit score in just 2 minutes



Checking your credit score does not impact your credit health

Credit Score Relevance and Range


CRIF Credit Score

Looking to make smart financial decisions? It is important to know your credit score. And there is no better way to get a complete picture of your creditworthiness than with a CRIF credit score. CRIF credit score gives you a clear understanding of your creditworthiness, helping you to make informed financial decisions regarding your loans.


Importance of Credit Score

Maintaining a good credit score is essential for financial well-being. It can significantly impact an individual's ability to access credit, obtain favorable interest rates and achieve financial goals. Take the first step towards financial stability by checking your credit score. It is fast, easy, and completely free!.

  • >850 : Excellent
  • 701 - 850 : Good
  • 501 - 700 : Fair
  • 300 - 500 : Poor

How to check your Credit Score


Enter Mobile Number

Kindly enter 10-digit mobile number and validate using OTP


Enter PAN & Date of Birth

Kindly enter your PAN details and DOB to validate your PAN


What is a credit health report?

A credit health report is a document that provides detailed information about an individual's credit history, including credit accounts, payment history, credit score, and any negative items such as delinquencies or bankruptcies.

How often can I access my credit health report?

According to the Reserve Bank of India (RBI) guidelines, every individual is entitled to one free Credit Report (along with the credit score) from each of these Credit information companies (CICs) once in a calendar year. So, essentially, you can get your free credit reports in a year if you obtain one from each CIC. The primary credit information bureaus in India are CIBIL, Experian, Equifax, and CRIF. You can check your credit score for FREE on Shriram One.


Comprehensive Credit Report: Beyond the free report, if you want to access your credit report more frequently and gain comprehensive understanding, you can pay a nominal fee and avail one.

How does my credit score affect my credit health report?

Your credit score is a numerical representation of your creditworthiness, based on factors such as your payment history, credit utilization, and credit history length. A higher credit score typically indicates a better credit history and may make it easier to qualify for loans or credit cards with favorable terms.

What should I do if I find errors on my credit health report?

If you find errors on your credit health report, you should dispute them with the credit reporting agency that generated the report. You can do this online, by mail, or by phone. The agency will then investigate the errors and make any necessary corrections.

How can I improve my credit health?

To improve your credit health report, you should focus on paying your bills on time, keeping your credit utilization low, and limiting the number of new credit accounts you open. You can also work to resolve any negative items on your report, such as delinquent accounts or collection accounts. Additionally, checking your credit report regularly can help you identify and address any issues as soon as they arise.

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