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Two Entities - One Shared Vision - STFC and SCUF are now merged as Shriram Finance
14-11-2022 14:08:45
Our Beginnings
Shriram Finance is the country’s biggest retail NBFC offering credit solutions for commercial vehicles, two-wheeler loans, car loans, home loans, gold loans, personal and small business loans. We are part of the 48 year old Shriram Group, a financial conglomerate that has emerged as a trusted partner in creating transformative experiences and lasting impressions in customers’ lives.
In November 2022, Shriram Group’s entities – Shriram Transport Finance Company Limited, Shriram City Union Finance Limited , and Shriram Capital Limited – merged to form Shriram Finance Limited . As on September 30, 2022, with a network of 2,875+ branches and a workforce of more than 57,382, Shriram Finance has combined Assets Under Management (AUM) worth ₹171,367 crores.
As a leading financial enterprise with a rich business history, Shriram Finance is founded on inclusion and sustainability, helping us unlock value for generations to come. Our presence spans across the agrarian heartlands of rural India to its vibrant, cosmopolitan metros where we set wings to aspirations. At Shriram Finance, we are committed to meeting our customers at every touchpoint of their financial journey so that they get to explore unlimited possibilities through us.
Powered by cutting-edge technology, Shriram Finance is a digitally mature financial institution that reflects the banking needs of the Millennial and Gen Z customers. We offer priority financial services to those in the unbanked and underbanked sectors, expanding our innovative product pipeline at every stage of disruption.
Who We Are
Shriram is a pioneer in the NBFC Industry with a strong rural presence. The Shriram Finance Limited is one of the world's leading NBFCs, with more than 6.7 Million ( as on September 30, 2022) private and corporate customers across India. Shriram’s customers benefit from a broad range of personal and commercial financial services, accepting Fixed Deposits, Commercial Vehicle Loans, Business Loans, Two-Wheeler Loans and more.
Our Vision
To be country’s most-preferred financial services destination, delivering delightful customer experience through empowered employees.
Customer First
We pride ourselves on the perfect understanding of the common person. Our financial services are tailor-made to perfectly suit customer needs through quality non-banking financial services. This guiding philosophy of putting people first has brought the company closer to the grassroots, and we are the preferred choice for serving the underserved, nurturing talent, and empowering people. Over the decades, the company has achieved significant success by creating transparency and a strong sense of belonging. Our customer loyalty is a testimony to our journey.
Our Core Value
Operational efficiency, truthfulness and a robust emphasis on catering to the needs of the common man by providing him with high quality and cost-effective products & services are the values driving Shriram Finance. These core values are deep-rooted within the organization and have been firmly adhered to over the years.
Shriram Finance prides itself on establishing and maintaining an excellent understanding with its customers. Each product or service is tailor-made to suit customer's needs perfectly. It is this administrative philosophy of "making people the priority" that has brought the company closer to the ordinary man and made it the most preferred choice for all financing requirements amongst its customers.
Operational efficiency, truthfulness and a robust emphasis on catering to the needs of the common man by providing him with high quality and cost-effective products & services are the values driving Shriram Finance. These core values are deep-rooted within the organization and have been firmly adhered to over the years.
The Shriram Way
To become ethical, effective and equitable, finance needs to be about far more than just money. Here are the values we live and work by:
Value Relationships
You and your dreams are the purpose of our being in business.
Build Trust
We believe in your capabilities and work with you in your aspiration to get the best.
Create Prosperity
We don't see the past but the future and work with you for success and identity of your own.
Transform Lives
We nurture entrepreneurship and help you in transforming your family life.
Build an Inclusive Society
We humbly contribute to the nation's growth across its length and breath.
Value Relationships
We value our employees 'contribution and our customers' support by helping to make our communities better places to live and work.
Build Trust
We are focused on building the best relationships. Our employees are passionate, competent, trusted advisers– driven to help change lives.
Finance for Good
Whether helping you buy your dream home or supporting you to start a business, our team is on a mission to make finance a force for good.
Transforming Life
Since 1949, we have been doing finance differently and helping people from all walks of life achieve their financial goals while bringing much-needed change to the finance industry.
We are our Community
We believe community is about being connected – to our customers, and when you are more connected, you are more accountable. At Shriram Finance, this means frequently seeking our community's feedback and donating to causes we care about. We are they, and they are us – we are all in this together.
Board of Directors
Mr. Jugal Kishore Mohapatra
Chairman, Independent Director
Mr. Umesh Govind Revankar
Executive Vice Chairman
Mr. Y S Chakravarti
Managing Director and CEO
Mr. S. Sridhar
Independent Director
Mr. Pradeep Kumar Panja
Independent Director
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Mrs. Maya S Sinha
Independent Director
Mr. Parag Sharma
Whole-Time Director designated as Joint Managing Director and Chief Financial Officer
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Mr. D.V. Ravi
Non-Executive and Non-Independent Director
Mr. Ignatius Michael Viljoen
Non-Executive and Non-Independent Director
Our Journey
Explore Milestones that have made us what we are today!
