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Gold Loan

Gold Loan Features and Benefits

Quick Approvals & Disbursals

Maximum Finance

Loan up to 75% of your gold value

Collateral-free Loans

Low Rate of Interest

Our interest rate starts from 11.4% p.a.*


Flexible Tenure

Choose from a range of flexible tenure options starting from 1 to 12 months


Minimal Documentation

Minimal paperwork, digital process, and hassle-free


Safe & Secure

We ensure that your gold is safe & secure


Quick Disbursal

Reliable and faster loan approvals with minimal documentation

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Gold Loan

Use the slider to set your loan amount, interest rate, and tenure to understand your loan summary

Loan Summary



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Apply for Gold Loan

Our easy-to-apply process will help you get a gold loan quickly in 4 steps

How To Apply
  • Step 01

    Register using your phone number
  • Step 02

    Receive a verification call from us
  • Step 03

    Visit our branch with your gold asset
  • Step 04

    Complete verification and receive loan amount

Eligibility Criteria for Gold Loan



18 to 75 years

Who can apply?

Who can Apply?

Salaried, self-employed, self-employed professionals, business owners and other individuals 

Gold Loan Interest Rates and Charges

Gold Loan FAQ’s

Will my gold ornaments stay safe and secure with Shriram Finance?

Gold ornaments of customers are stored safely and securely in a safe room built according to the Government regulations. These rooms are also equipped with electronic surveillance to protect the gold.

What are the tenure and interest rates applicable?

The interest rate starts from 11.4% p.a.* and you can choose loan tenure starting from 1 month up to 12 months.

Who can apply for Shriram Finance Gold Loan?

Salaried, self-employed, self-employed professionals, business owners and other individuals between 18 – 75 years can apply for Shriram Finance Gold Loan.

What if the Gold is stolen from the branch?

Shriram Finance insures the gold kept as collateral by you. This means that in case of a theft, the borrower need not worry about the security of the gold.


Repayment of Gold Loan

When you take any loan, you have to repay it as per the agreed terms. The same applies to

Repayment of Gold LoanRead More

Low Processing Charges & Quick Loan Disbursals on Gold Loan