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Frequently Asked Questions About Gold Loan

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How long does it take to disburse the loan?

Your loan will be disbursed instantly post verification and approval.

Can I avail a loan against gold with a low credit Score?

Yes, you can avail of a loan at any credit score but subject to your credit assessment and branch credit approval. However, it is advisable to maintain a healthy credit score.

What are the documents required for a Gold Loan?

A valid identity proof, address proof and recent passport-size photographs.

What are the tenure and interest rates applicable?

The interest rate starts from 11.4% p.a.* and you can choose loan tenure starting from 1 month up to 12 months.

Is there a minimum and maximum age eligibility to apply for the loan?

The minimum age is 18 and the maximum age is 75 years (at the time of loan maturity)

What if the Gold is stolen from the branch?

Shriram Finance insures the gold kept as collateral by you. This means that in case of a theft, the borrower need not worry about the security of the gold.

Will my gold ornaments stay safe and secure with Shriram Finance?

Gold ornaments of customers are stored safely and securely in a safe room built according to the Government regulations. These rooms are also equipped with electronic surveillance to protect the gold.

Who can apply for Shriram Finance Gold Loan?

Salaried, self-employed, self-employed professionals, business owners and other individuals between 18 – 75 years can apply for Shriram Finance Gold Loan.

Low Processing Charges & Quick Loan Disbursals on Gold Loan