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Working Capital Loan

Wide Range of Vehicle Loans

Attractive Interest Rate

Avail loans at an interest rate starting from 15% p.a.* based on your eligibility

Customised Loans

Customised Loans

Customised interest rates based on each customer profile

Flexible Repayments

Flexible Repayments

Get flexible repayment options against the working capital loans

Regular Reminders

Minimal Documentation

Simple and easy documentation

Quick Approvals & Disbursals

Quick Approvals & Disbursals

Reliable and fast loan approval with minimal documentation

Regular Reminders

Regular Reminders

Receive alerts on your registered mobile number and email ID about your EMI so that you never miss out on payments


Vehicle Insurance Finance

Get easy finance to manage your Vehicle Insurance Premiums

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Tyre Finance

Tyre Finance

Get quick loan to purchase your vehicle tyres

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Fixed Deposit

Tax Finance

Get quick loan to pay your business taxes

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Toll Finance

Drive past tolls seamlessly with the most affordable toll finance

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Repair/Top-Up Loan

Get instant loans to meet all incidental expenses

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Fuel Finance

Get quick loan for Fuel Finance across India

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Challan Discounting

Get funds to pay off mounting unpaid challans

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Working Capital Loan

Calculate your loan EMI in 3 easy steps. Use Shriram Finance EMI calculator to estimate your EMI and total amount payable

Loan Summary



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How to Apply

Applying for Shriram’s Working Capital Loan is a 4-step process – It’s easy, seamless and quick

How to apply?
  • Step 01

    Register using your mobile number
  • Step 02

    Verify and proceed using OTP
  • Step 03

    Enter personal details
  • Step 04

    Receive a call from our representative

Eligibility Criteria

To ensure faster and hassle-free loan processing experience - check your Working Capital Loan eligibility criteria below

Who can apply?

Who can Apply

Transport business operators and commercial vehicle owners

Nature of work

Nature of Business

Registered businesses, salaried, professionals and self employed



18 to 60*(The applicant should not be older than 60 years at the end of the loan tenure)

Quick Approvals & Disbursals

Work Stability

12 Months of work/business stability

Interest and Charges


Who can apply for a Working Capital Loan?

Any registered business entity can apply for a Working Capital Loan from Shriram. With Shriram, applying for a Working Capital Loan online is simple and hassle-free

How to apply for a Working Capital Loan online?

You can apply for Working Capital Loan in four easy steps

Step 1: Register using your mobile number

Step 2: Verify and proceed using OTP

Step 3: Enter personal details

Step 4: Receive a call from our representative

Easy & Quick Disbursals on Working Capital Loans