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- Posted:30th December, 2025
- Updated:30th December, 2025
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When gold is jointly owned, lenders handle the gold loan a little differently.
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https://www.shriramfinance.in/financial-faq - 398
Yes, you can use a gold loan to consolidate existing debts.
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https://www.shriramfinance.in/financial-faq - 390
Gold loans are commonly used in India to meet urgent or short-term financial needs.
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https://www.shriramfinance.in/financial-faq - 396
Both use gold as security. However, the way the loan gets approved isn’t the same.
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https://www.shriramfinance.in/financial-faq - 386
Gold prices tend to move in cycles. They often rise during festive and wedding seasons and soften in quieter months.
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https://www.shriramfinance.in/financial-faq - 385
When approving your gold loan, lenders often assess gold coins and jewellery a little differently because their form and purity standards are not the same.
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https://www.shriramfinance.in/financial-faq - 382
Gold loan credit assessment works differently from other types of loans, like a personal loan, because the loan is backed by physical collateral.
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