What age proof is required for a senior citizen fixed deposit?

To open a senior citizen fixed deposit (FD), you normally need to show proof of age since these accounts are meant for people 60 years or older. Financial institutions ask for certain documents to check the age of senior citizens to ensure they are eligible for the extra interest rates and perks that come with these FDs.

Here’s a list of documents that are commonly used to prove the age for a senior citizen FD:

• Aadhaar Card: Most banks or non-banking financial companies (NBFCs) take this because it shows your date of birth and works as a genuine ID proof.
• Voter ID Card: The Election Commission issues this card, which usually has your birth date and is widely accepted.
• Passport: A passport is often okay since it lists your date of birth and is a trusted government ID.
• PAN Card: Though mainly used for taxes, it can sometimes be used with another document to confirm age.
• Senior Citizen Card: Some cities in India provide these cards, which are made to prove you’re a senior.
• Birth Certificate: It’s not used as often, but some banks or NBFCs might accept it if you don’t have other options.