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Fixed Deposit

Features & Benefits

Trusted by millions of customers, Shriram Fixed Deposit is the safest investment option with attractive interest rates.
Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research.

Collateral-free Loans

Higher Interest Rate

Grow your savings with interest rates as high as  9.20%* p.a.

Benefits for Senior Citizens

Benefits for Senior Citizens

Senior citizens get an additional 0.50%* p.a.

Special Interest Rates for Women

Special Interest Rates for Women

Women depositors get an additional 0.10%* p.a.

Quick Approvals and Disbursals

Flexible Tenure

Choose from the flexible investment options starting from 12 to 60 months

Recurring Deposit

Flexible Payout Options

Choose from flexible interest payout options, i.e., monthly, quarterly, half-yearly, yearly or at maturity.

Interest Rate

Guaranteed Returns

Get steady and assured returns irrespective of market fluctuations.

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Fixed Deposit Calculator

Check returns on your investment using our FD calculator

Investment Summary



Invested Amount

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How to Invest?

Applying for Shriram Fixed Deposit online is easy. Book your Shriram Fixed Deposit in four easy steps.

How to apply?
  • Step 01

    Register using your mobile number
  • Step 02

    Enter the investment amount, tenure and PAN details
  • Step 03

    Complete your payment and proceed to enter your KYC and bank details
  • Step 04

    Receive fixed deposit acknowledgement and maximise your returns


Who can invest in a Fixed Deposit with us?

Who can apply?

Resident Individuals

Partnership Firms

Partnership Firms

Interest & Charges

Interest Rates

  • Interest rates up to


  • Including 0.50%* p.a. for Senior Citizens
    and 0.10%* p.a. for Women

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
50 (JUBILEE)8.278.338.428.60


Period (Months)Rate % (p.a at monthly rests)Effective yield % p.aMaturity value for Rs. ₹ 5000/-
50 (JUBILEE)8.279.837,050


What is a maturity date? 

A maturity date is when all funds due are paid into your nominated account.

Are there any special rates for senior citizens?

Yes, Shriram offers special interest rates for senior citizens at an additional 0.50%* p.a. on fixed deposits

Can I add funds to my Fixed Deposit?

No, funds cannot be added at any time of the tenure once your FD is booked.

What is the minimum and maximum investment tenure in an FD with Shriram Finance?

The minimum tenure of a fixed deposit is 12 months and the maximum tenure is up to 60 months

How will I receive the interest amount?

The interest on FD will be credited to your registered bank account


With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.


Monthly Interest for Rs.1 Lakh Fixed Deposit
The assurance of high returns and the risk-averse characteristic of the fixed deposit, make it a favored choice of investment among the Indian population.
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Benefits of Investing in a Fixed Deposit
Everybody is aiming at creating wealth and increasing their capital over a specific period. There are several financial instruments available today, which are correlated with future growth and rate of return.
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Why Shriram Finance Fixed Deposit is the Best Investment Option in India
The one thing we always check during the process of financial planning is the safety of our investments.
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Fixed Deposit Interest Rate for Senior Citizens
A fixed deposit is one of the most popular investment products in India. It is especially beneficial for those unwilling to invest in high-risk financial instruments such as equity and mutual funds.
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Maximise savings with a Fixed Deposit