Fixed Deposit up to 9.05% p.a.* Interest rates. Invest Now


01-01-2023 00:13:59

Recurring Deposit up to 8.50% p.a.* Interest rates. Invest Now


14-11-2022 14:09:00

Two Entities - One Shared Vision - STFC and SCUF are now merged as Shriram Finance

14-11-2022 14:08:45

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Maximise savings with a Fixed Deposit

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Fixed Deposit

Did you know that saving is the first step you can take towards investing?
Letting your hard-earned money sit idle in a bank account is not ideal. Invest in a fixed deposit for steady savings, growth and generate inflation-beating returns. Fixed deposits remain the mainstay of India's safest investment options.

Features & Benefits

Trusted by millions of customers, Shriram Fixed Deposit is the safest investment option with attractive interest rates.
Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research.

Higher Interest Rate

Grow your savings with interest rates as high as  9.05%* p.a.

Benefits for Senior Citizens

Senior citizens get an additional 0.50%* p.a.

Special Interest Rates for Women

Women depositors get an additional 0.10%* p.a.

Flexible Tenure

Choose from the flexible investment options starting from 12 to 60 months.

Flexible Payout Options

Choose from flexible interest payout options, i.e., monthly, quarterly, half-yearly, yearly or at maturity.

Guaranteed Returns

Get steady and assured returns irrespective of market fluctuations.

How to Apply?

Applying for Shriram Fixed Deposit online is easy. Book your Shriram Fixed Deposit in four easy steps.

  • Step 01

    Register using your mobile number

  • Step 02

    Enter PAN details and investment amount

  • Step 03

    Enter tenure, KYC & bank details and complete your payment

  • Step 04

    Receive fixed deposit receipt and maximise your returns


Who can invest in a Fixed Deposit with us?

Resident Individuals
Partnership Firms

Interest & Charges

A Fixed Deposit is a safe investment and independent of market fluctuations. Check Shriram Finance Fixed Deposit interest rates and charges.

Interest rates up to

9.05%* p.a.

Including 0.50%* p.a. for Senior Citizens
and 0.10%* p.a. for Women
Interest Rates


Period (Months) Monthly % p.a. Quarterly % p.a. Half-Yearly % p.a. Yearly % p.a.
12 7.06 7.11 7.17 7.30
18 7.25 7.30 7.37 7.50
24 7.48 7.53 7.60 7.75
30 7.72 7.77 7.85 8.00
36 7.86 7.92 8.00 8.15
42 7.90 7.96 8.04 8.20
48 7.95 8.01 8.09 8.25
60 8.13 8.19 8.27 8.45
Period (Months) Rate % (p.a at monthly rests) Effective yield % p.a Maturity value for Rs. ₹ 5000/-
12 7.06 7.30 5,365
18 7.25 7.64 5,570
24 7.48 8.05 5,805
30 7.72 8.49 6,060
36 7.86 8.84 6,325
42 7.90 9.07 6,585
48 7.95 9.33 6,865
60 8.13 10.00 7,500

Additional interest of 0.50%* p.a. will be paid for Senior citizen (Completed age 60 years on the date of deposit/renewal)

Additional interest of 0.25%* p.a. will be paid on all Renewals, where the deposit is matured.

Additional interest of 0.10%* p.a. will be paid to Women Depositors.

Additional benefit for employee is withdrawn.

All above tenures will be available for both offline and online investments.


What is a maturity date?

  • A maturity date is when all funds due are paid into your nominated account.

Can I add funds to my Fixed Deposit?

  • No, funds cannot be added at any time of the tenure once your FD is booked.

What is the minimum and maximum investment tenure in an FD with Shriram Finance?

  • The minimum tenure of a fixed deposit is 12 months and the maximum tenure is up to 60 months

How will I receive the interest amount?

  • The interest on FD will be credited to your registered bank account

Are there any special rates for senior citizens?

  • Yes, Shriram offers special interest rates for senior citizens at an additional 0.50% p.a.* on fixed deposits



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What our customers say?