Gold Zone
Todays Max lending rate
N/A
*T&C Apply
Gold Loan Calculator
Loan Details
Kindly enter the loan amount or gold weight you want to pledge.
0.53 gms
You are required to pledge at least a net weight of 0.53 grams of Gold for a loan amount of
₹ 5,000
*Loan amount calculated at
₹ 9,449/ gm for 22K
The loan amount calculated is a rough estimate only. Our trained executives will manually determine the actual value when they examine the gold and its purity physically.
Gold Loan Scheme Section
Repay your gold loan with convenient half-yearly installments for ease and flexibility.
Tenure
6, 12 month
Interest Rate
15% onwards
Loan Amount
Max. 40 Lakhs
Repayment frequency
Half yearly
Enjoy manageable monthly payments to repay your gold loan smoothly.
Tenure
3, 6, 12 months
Interest Rate
10.9% onwards
Loan Amount
Max. 40 Lakhs
Repayment frequency
Monthly
Pay off your gold loan in quarterly installments for a balanced repayment schedule.
Tenure
3, 6, 12 months
Interest Rate
11% onwards
Loan Amount
Max. 40 Lakhs
Repayment frequency
Quarterly
Why Choose Us
Maximum Finance
Loan up to 85%* of your gold value
Low Rate of Interest
Our interest rate starts from 10%* p.a.
Flexible Tenure
You can choose repayment tenures from 1 to 12 months, catering to both short-term and long-term needs.
Minimal Documentation
Minimal paperwork, digital process, and hassle-free
Borrow Smartly
Pay interest only for the period the gold loan is used for
Quick Disbursal
Reliable and faster loan approvals with minimal documentation
Over 50 Years Of Trust
90 Lakh+
Satisfied Customers
3.36 Crore+
Total Gold loans issued
3500+
Branches
₹7000 Crores
Asset Under Management
FAQS
What is a gold loan and how can I apply for one?
A gold loan is a secured loan where you can borrow money against your gold ornaments. To apply click on the Gold Loan icon, and follow the instructions to submit your application.
What documents are required for a gold loan application?
You will need to provide a valid ID proof (such as Aadhaar, PAN, Passport), address proof, and the gold ornaments to be pledged.
How often are the live lending rates updated?
The live lending rates are updated in real-time to reflect the current market conditions. You can check the latest rates anytime on our app.
Where can I find the live lending rate for gold loans?
You can find the live lending rates for gold loans under the 'Live Rates' section in our app.
How can I use the gold loan calculator?
The gold loan calculator is available in our app under the 'Calculator' section. Enter the details such as the weight of your gold and the loan amount required rate to estimate your eligible loan amount and interest.
How do I find the nearest branch for gold-related services?
Use the 'Branch Locator' feature in our app to find the nearest branch offering gold loan. Enter your location, and the app will display the closest branches with their addresses and contact information.
Can I pledge gold coins to get Shriram Gold Loan?
Yes, you can pledge gold coins for a Shriram Gold Loan, subject to a few conditions. The total weight of gold coins you can pledge across all your Shriram Gold Loans cannot exceed 50 grams per customer (as per RBI rules). Each individual gold coin must not weigh more than 16 grams. Only 22‑karat gold coins will be accepted. Gold bars and biscuits are not accepted. Final acceptance depends on branch appraisal and other applicable terms.
Disclaimer
Up to 85%* LTV
You may be eligible for a loan of up to 85% of your gold’s assessed value if your total gold loan amount is up to ₹2.5 lakh, in line with RBI guidelines.
Interest rates from 10%* p.a.
Shriram Gold Loan interest rates start at 10% p.a. The final rate offered may vary based on other terms and conditions. Please refer to the applicable schedule of charges for details.
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