Credit Score FAQs
Demystify your credit score with our detailed FAQs. Learn how to manage and improve your credit score with straightforward, expert advice.
- Posted:22nd December, 2025
- Updated:22nd December, 2025
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If your credit score is between 600 and 700 then expect the average interest rate for a car loan in India to fall roughly between 9.85% and 10.50% p.a.
Read More - Posted:22nd December, 2025
- Updated:22nd December, 2025
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https://www.shriramfinance.in/financial-faqs-credit-score - 785
No, a credit score of 600 is generally not enough for you to easily buy a car with a loan in India.
Read More - Posted:22nd December, 2025
- Updated:22nd December, 2025
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https://www.shriramfinance.in/financial-faqs-credit-score - 749
Yes, you can usually get a car loan with a 720-credit score in India.
Read More - Posted:22nd December, 2025
- Updated:22nd December, 2025
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https://www.shriramfinance.in/financial-faqs-credit-score - 702
A credit profile is the complete financial story that lenders read before handing you money.
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https://www.shriramfinance.in/financial-faqs-credit-score - 696
It is possible to get a working capital loan with a low credit score in India, but the process is more challenging and comes with stricter terms.
Read More - Posted:22nd December, 2025
- Updated:22nd December, 2025
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https://www.shriramfinance.in/financial-faqs-credit-score - 690
A good credit score is a major advantage when applying for a working capital loan in India.
Read More - Posted:22nd December, 2025
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https://www.shriramfinance.in/financial-faqs-credit-score - 691
A credit check includes details about your borrowing history, repayment patterns, and current obligations.
Read More Popular FAQs
- What is the average interest rate if your credit score is between 600 – 700?
- Is a credit score of 600 enough to buy a car in India?
- Can I get a car loan with a 720-credit score?
- What is a credit profile?
- Can an working capital loan get a loan with a low credit score?
- How does a good credit score benefit an working capital loan?
- What information is included in a credit check?
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