Credit Score FAQs
Demystify your credit score with our detailed FAQs. Learn how to manage and improve your credit score with straightforward, expert advice.
- Posted:22nd December, 2025
- Updated:22nd December, 2025
ShareShare
https://www.shriramfinance.in/financial-faqs-credit-score
77
A credit check can only be performed by authorised entities such as banks, Non-Banking Financial Company (NBFC), or credit card issuers when you apply for a loan or credit product.
Read More - Posted:22nd December, 2025
- Updated:22nd December, 2025
- Share
Share
https://www.shriramfinance.in/financial-faqs-credit-score - 79
A credit check is when a lender reviews your credit history to understand your repayment behaviour before deciding on your loan or credit card.
Read More - Posted:22nd December, 2025
- Updated:22nd December, 2025
- Share
Share
https://www.shriramfinance.in/financial-faqs-credit-score - 73
A good credit score to secure a commercial loan in India is generally 750 or above.
Read More - Posted:22nd December, 2025
- Updated:22nd December, 2025
- Share
Share
https://www.shriramfinance.in/financial-faqs-credit-score - 75
Taking a loan when you have no credit score can impact your credit history positively.
Read More - Posted:22nd December, 2025
- Updated:22nd December, 2025
- Share
Share
https://www.shriramfinance.in/financial-faqs-credit-score - 81
No, having a credit score of 850 does not guarantee loan approval.
Read More - Posted:22nd December, 2025
- Updated:22nd December, 2025
- Share
Share
https://www.shriramfinance.in/financial-faqs-credit-score - 73
Repayment terms for loans taken without a credit score in India are usually stricter than those offered to borrowers with established credit histories.
Read More - Posted:22nd December, 2025
- Updated:22nd December, 2025
- Share
Share
https://www.shriramfinance.in/financial-faqs-credit-score - 69
If you have a good credit score, then you are likely to benefit from lower EMIs on your car loan or personal loan.
Read More Popular FAQs
- What is the average interest rate if your credit score is between 600 – 700?
- Is a credit score of 600 enough to buy a car in India?
- Can I get a car loan with a 720-credit score?
- What is a credit profile?
- Can an working capital loan get a loan with a low credit score?
- How does a good credit score benefit an working capital loan?
- What information is included in a credit check?
Check your Free Credit Score
Most Viewed FAQs
- How do I check my loan balance?
- Can I schedule future payments for my municipal bills online?
- Can I pay insurance premiums with a credit card online?
- Is it safe to make insurance premium payments online?
- How can I pay my insurance premium online?
- What is the due date for my electricity bill?
- Can I renew my insurance policy online?
- What is an insurance premium, and why do I need to pay it?
- What are the benefits of renewing insurance policies online?
You may be interested in
- Home
- Financial FAQs
- Credit Score
