Loans FAQs
Explore various loan options with our detailed FAQs. Access clear, concise information to choose the most suitable financing solutions for your needs.
- Posted:13th January, 2026
- Updated:13th January, 2026
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In most used car loans, the car itself is what the lender relies on as security.
Read More - Posted:13th January, 2026
- Updated:13th January, 2026
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Yes, business income can be used when applying for a personal car loan.
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https://www.shriramfinance.in/financial-faqs-loans - 386
You can take a loan for a car that’s owned by a company, but lenders treat it a little differently from a normal personal purchase.
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Yes, you can definitely try to negotiate the interest rate on a used car loan. And the best time to do it is before the loan is finally approved.
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Getting a used car loan for a vintage or classic vehicle is possible, but it does not follow the same path as a regular used car loan.
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https://www.shriramfinance.in/financial-faqs-loans - 377
You’ll often see this with second-hand cars: the seller has a loan running, and the RC still shows the finance company’s name.
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Getting a loan for a car that is more than 10 years old is possible.
Read More Popular FAQs
- Can I use collateral other than the car itself?
- Can I use business income proof for a personal car loan?
- Can I take a loan for a car under company ownership?
- Can I negotiate the used car loan interest rate before final approval?
- Can I get a used car loan for vintage or classic cars?
- Can I get a loan for a car that’s already under hypothecation?
- Can I get a loan for a car older than 10 years?
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