Loans FAQs
Explore various loan options with our detailed FAQs. Access clear, concise information to choose the most suitable financing solutions for your needs.
- Posted:13th January, 2026
- Updated:13th January, 2026
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https://www.shriramfinance.in/financial-faqs-loans
17
Most lenders will not approve a used car loan unless the RC is transferred into the buyer’s name.
Read More - Posted:13th January, 2026
- Updated:13th January, 2026
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https://www.shriramfinance.in/financial-faqs-loans - 17
You can start the used car loan process before finalising the car, but not every lender is comfortable with it.
Read More - Posted:13th January, 2026
- Updated:13th January, 2026
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https://www.shriramfinance.in/financial-faqs-loans - 15
Many lenders do finance pre-owned luxury cars, but the process can be slightly different from a regular used-car loan.
Read More - Posted:13th January, 2026
- Updated:13th January, 2026
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https://www.shriramfinance.in/financial-faqs-loans - 12
Most lenders don’t allow cash disbursement for used car loans.
Read More - Posted:12th January, 2026
- Updated:12th January, 2026
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https://www.shriramfinance.in/financial-faqs-loans - 11
A balance transfer is possible on a used car loan, but lenders treat it carefully because they’re taking over someone else’s risk.
Read More - Posted:12th January, 2026
- Updated:12th January, 2026
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https://www.shriramfinance.in/financial-faqs-loans - 12
Interest rates on used car loans are mostly set depending on how risky the lender thinks your application is, and their internal policies.
Read More - Posted:12th January, 2026
- Updated:12th January, 2026
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https://www.shriramfinance.in/financial-faqs-loans - 11
Some lenders may offer a slightly better rate to repeat customers, but it isn’t something they promise upfront.
Read More Popular FAQs
- Can I use collateral other than the car itself?
- Can I use business income proof for a personal car loan?
- Can I take a loan for a car under company ownership?
- Can I negotiate the used car loan interest rate before final approval?
- Can I get a used car loan for vintage or classic cars?
- Can I get a loan for a car that’s already under hypothecation?
- Can I get a loan for a car older than 10 years?
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