Loans FAQs
Explore various loan options with our detailed FAQs. Access clear, concise information to choose the most suitable financing solutions for your needs.
- Posted:12th January, 2026
- Updated:12th January, 2026
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10
Most lenders let you add a co-applicant for a used car loan.
Read More - Posted:12th January, 2026
- Updated:12th January, 2026
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https://www.shriramfinance.in/financial-faqs-loans - 10
Your used car loan EMI usually does not change just because you delay renewing your motor insurance, but the lender will take the lapse seriously.
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https://www.shriramfinance.in/financial-faqs-loans - 378
Lenders can sometimes offer lower amounts than requested due to many reasons for second hand car loan and preowned car loan.
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https://www.shriramfinance.in/financial-faqs-loans - 371
Agricultural income isn’t always documented the same way as a salary.
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https://www.shriramfinance.in/financial-faqs-loans - 369
Lenders do run an employment check before clearing a used car loan.
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- Updated:12th January, 2026
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https://www.shriramfinance.in/financial-faqs-loans - 10
You can move from a floating rate to a fixed rate on a second-hand car loan, but it depends on the lender’s rules.
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https://www.shriramfinance.in/financial-faqs-loans - 11
Some lenders have begun talking about linking car loans with small carbon-offset features, mostly around EVs, but it’s still early.
Read More Popular FAQs
- Can I use collateral other than the car itself?
- Can I use business income proof for a personal car loan?
- Can I take a loan for a car under company ownership?
- Can I negotiate the used car loan interest rate before final approval?
- Can I get a used car loan for vintage or classic cars?
- Can I get a loan for a car that’s already under hypothecation?
- Can I get a loan for a car older than 10 years?
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