Loans FAQs

Explore various loan options with our detailed FAQs. Access clear, concise information to choose the most suitable financing solutions for your needs.

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How does a good credit score help me to get a good credit card?

Posted:21st November, 2025
Updated:21st November, 2025

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50

A good credit score makes it much easier to get approved for quality credit cards.

Posted:21st November, 2025
Updated:21st November, 2025

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46

Lenders focus most on your credit score when determining your creditworthiness.

Posted:14th November, 2025
Updated:14th November, 2025

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1089

NRIs are allowed to apply for used car loans in India, and eligibility will depend on the individual lender.

Posted:14th November, 2025
Updated:14th November, 2025

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1070

Pre-approval for a used car loan is a loan offer made to select qualified customers based on their credit profile, income, and banking relationship.

Posted:14th November, 2025
Updated:14th November, 2025

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1050

Many lenders offer you the option to roll in registration and insurance into your used car loan, but that will depend on the lender's policies as well as your qualifications.

Posted:14th November, 2025
Updated:14th November, 2025

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1105

For a 15 lakh used car loan at a starting interest rate of 10% per annum, and a tenure of 48 months, your EMI will be exactly ₹38,043.88 each month.

Posted:14th November, 2025
Updated:14th November, 2025

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1060

Choosing between a new car loan and a used car loan is entirely dependent on your financial position, your comfort with long-term costs, and what you want out of your next car.