Is a credit score of 600 enough to buy a car in India?

No, a credit score of 600 is generally not enough for you to easily buy a car with a loan in India. Most lenders prefer a minimum score of around 700 for smoother approval. Sure, some might consider scores slightly lower than that, but brace yourself for steeper interest rates, bigger down payments, or stricter terms.

Here’s a quick look to clarify things:

Think of that 600 score like a foot in the door, not the whole welcome mat. Improving your CIBIL™ score will not only widen your options but also save you money in the long run.