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Personal Loan
A Shriram personal loan
for every personal need
of yours
  • Salaried
  • Self-Employed Business
  • Self-Employed Professional

Personal Loan in Pune

Pune is a city with several opportunities and residents often need financial assistance to reach their goals. At Shriram Finance, we recognise that unexpected expenses can arise and having access to a personal loan in Pune can be crucial. We provide a variety of personal loan options specifically designed to meet your individual needs. Whether you are planning an exciting vacation, preparing for a wedding, or facing a medical emergency, we are here to assist you. Our loans come with rapid approvals and competitive interest rates, ensuring that you can access your funds when you need them the most. Our loans are unsecured, allowing you to borrow up to ₹10,00,000/-* without the need for collateral. You can choose repayment tenures that range from 12 to 60 months, giving you the flexibility to select what best suits your situation. The application process for a personal loan with us is straightforward and can be completed entirely online. At Shriram Finance, we are committed to supporting you throughout your financial journey. Let's work together to turn your aspirations into reality with our personal loan in Pune!

Personal Loan Types in Pune

Shriram Finance offers a variety of options for a personal loan in Pune to cater to different needs:

Personal Loan for Medical Emergency
Personal Loan for Medical Emergency
Address unexpected medical expenses promptly.
Personal Loan for Home Renovation
Personal Loan for Home Renovation
Upgrade your living space with ease.
Personal Loan for Travel
Personal Loan for Travel
Finance your dream vacations without financial strain.
Personal Loan for Wedding
Personal Loan for Wedding
Ensure your special day is memorable with adequate financial support.
Personal Loan for Education
Personal Loan for Education
Invest in higher education or skill development.

Features and Benefits of Personal Loan in Pune

Choosing Shriram Finance for your personal loan in Pune comes with several advantages:

Flexible Repayment Options

Flexible Repayment Options

Loan tenures range from 12 to 60 months, depending on the amount required.
Collateral-free Loans

Collateral-free Loans

Obtain loans up to ₹10,00,000/-* without the need for collateral security.
Competitive Interest Rates

Competitive Interest Rates

Benefit from customised interest rates starting at 11%* p.a. * p. a. on your personal loan in Pune.
Regular Reminders

Regular Reminders

Receive periodic alerts on your registered mobile and email ID about your EMI, ensuring you never miss a payment.
Quick Approval

Quick Approval

Pre-approved personal loans are processed swiftly.
Seamless Experience

Seamless Experience

Experience a fully digital, paperless borrowing process that is both fast and simple.

Personal Loan Interest Rates and Charges in Pune

Understanding the costs associated with a personal loan in Pune is essential for making sound financial decisions. At Shriram Finance, we provide competitive interest rates that are designed to be affordable and transparent.

    • Our rates start at 11%* p.a. , but they may vary based on factors such as your credit score, income and repayment capacity.
    • It's also important to consider other potential charges like processing fees and prepayment penalties. We strive for clear communication during the application process so you know exactly what to expect.
    • Understanding these costs can help you plan your finances better and choose the right personal loan in Pune. With Shriram Finance, you can confidently navigate your financial journey and achieve your goals.
Type of Fees Applicable Charges
Interest RateCustomised interest rates starting from 11%* p.a. 
Processing FeesUp to 5%*
Prepayment ChargesUp to 5%*
Late Payment Fees36%* p.a. on the Overdue Amount

These rates are designed to provide affordability while maintaining transparency.

How to Use the Personal Loan EMI Calculator

To effectively plan your finances, it's essential to have the right tools at your disposal. One such tool is the personal loan EMI calculator provided by Shriram Finance. This calculator helps you understand your financial commitments better. Enter the loan amount you need to borrow, the applicable interest rate and the tenure of the loan. Once you input these details, the calculator will show you an estimate of your monthly instalments. Having a clear picture of your EMI can help you in making wise decisions about your borrowing options. By utilising our personal loan EMI calculator, you can take a step towards attaining your financial goals with clarity.

STEP 01

Required loan amount

₹

STEP 02

Interest rate

%

Min 11%

Max 36%

STEP 03

Loan tenure
months

Min 12 months

Max 60 months

Personal Loan Calculator Summary

loangraph

Loan

Loan Amount

₹ 50,000

Interest Payable

₹ 3,029

Monthly EMI

₹ 4,419

Eligibility and Documentation Criteria for Personal Loan in Pune

To qualify for a personal loan in Pune from Shriram Finance, ensure you meet the following criteria:

  • Individual IconEligibility Criteria:
    • Nationality: Must be an Indian resident.
    • Credit Score: A minimum score of 700 is preferred.
    • Employment Status: Salaried individuals employed with reputable organisations or self-employed professionals.
    • Income: Minimum monthly income requirement varies based on the loan amount.
    • Age: Applicants should be between 21* to 60* years old (on loan closure).
  • Individual IconRequired Documents:
      Identity Proof:
    • Driving license
    • PAN card
    • Voter ID
    • Passport
      Address Proof:
    • Gas Bill with gas book
    • Driving license
    • Passport
      Other Documents:
    • Bank statement for the last six months
    • Recent passport-size colour photographs
    • One cancelled Cheque and ACH form for the Electronic Clearing Mandate (eNACH)
    • Income proof documents of last 3 months

Step-by-Step Application Process for Personal Loan in Pune

Applying for a personal loan in Pune with Shriram Finance is straightforward:

How To Apply

  • Step 1

    Visit the official website or the nearest branch.

  • Step 2

    Fill out the online application form with the necessary details.

  • Step 3

    Submit the required documents for verification.

  • Step 4

    Wait for approval, which typically takes less than 24 hours.

  • Step 5

    Upon approval, funds will be disbursed directly to your bank account.

Our Personal Loan Branches in Pune

Shriram Finance has strategically placed multiple branches throughout Pune to simplify the process of applying for and managing personal loans. Visiting our branches allows you to receive personalised support and ensures a smooth borrowing experience. For those who find it inconvenient to visit a branch, we offer an online branch locator tool on our website. The goal is to provide a seamless experience by combining accessibility with outstanding customer service. We strive to make borrowing straightforward and transparent for everyone in Pune. Visit your nearest branch today and let us help you achieve your financial goals! Key locations include:

Locate Us

or

  • ANDAMAN AND NICOBAR ISLANDS
  • ANDHRA PRADESH
  • ASSAM
  • BIHAR
  • CHANDIGARH
  • CHHATTISGARH
  • DADRA AND NAGAR HAVELI
  • DELHI
  • GOA
  • GUJARAT
  • HARYANA
  • HIMACHAL PRADESH
  • JAMMU AND KASHMIR
  • JHARKHAND
  • KARNATAKA
  • KERALA
  • Karnataka
  • MADHYA PRADESH
  • MAHARASHTRA
  • MANIPUR
  • MEGHALAYA
  • Madhya Pradesh
  • Maharashtra
  • ODISHA
  • PUDUCHERRY
  • PUNJAB
  • RAJASTHAN
  • SIKKIM
  • TAMIL NADU
  • TELANGANA
  • TRIPURA
  • Tamil Nadu
  • Telangana
  • UTTAR PRADESH
  • UTTARAKHAND
  • WEST BENGAL

Personal Loan Customer Care in Pune

For any inquiries or assistance regarding a personal loan in Pune, Shriram Finance offers dedicated customer care services. You can reach out via phone or visit one of our branches for personalised assistance.

Toll Free

Personal Loan Status in Pune

To check the status of your personal loan application with Shriram Finance, we provide easy and efficient methods to keep you updated. Here are the steps you can follow:

    • Visit Our Website: Access the official Shriram Finance website and go to the loan status section. By entering your application reference number, you can obtain real-time updates on your loan's progress. This method ensures you stay informed with ease.
    • Contact Customer Care: Should you prefer to speak with someone directly, our dedicated customer care team is available to assist you.

At Shriram Finance, our objective is to offer a seamless and stress-free borrowing experience. By choosing us, you benefit from competitive interest rates, flexible repayment options and outstanding customer support.

Personal Loan in Major Cities in India

Personal Loan in Chennai
Personal Loan in Mumbai
Personal Loan in Pune
Personal Loan in Indore

FAQs

What are the eligibility criteria for a personal loan in Pune?

To qualify for a personal loan in Pune from Shriram Finance, you must be an Indian resident aged between 21* to 60* years at the time the loan is settled. Additionally, you are required to submit valid proof of identity and address, income documentation for the last three months and bank statements for the previous six months.

What is the interest rate on a personal loan in Pune?

The interest rates for personal loan in Pune from Shriram Finance begin at 11%* p.a. , varying based on factors such as your credit score, income and ability to repay.

Are personal loan in Pune unsecured?

Yes, personal loan in Pune provided by Shriram Finance are unsecured, meaning they do not require collateral. However, having a strong credit score is crucial for obtaining approval.

Can I prepay or foreclose my personal loan in Pune?

Yes, you have the option to prepay or foreclose your personal loan in Pune with Shriram Finance. However, prepayment fees may be applicable as per the loan agreement's terms and conditions.

Can I apply for a personal loan online in Pune?

Yes, you can conveniently apply for a personal loan online via the Shriram Finance website. The application process has been streamlined to allow you to complete it from the comfort of your home.

How can I check the status of my personal loan application in Pune?

You can monitor the status of your personal loan application by visiting the Shriram Finance website and entering your application reference number. Alternatively, you may contact customer service for updates.

What is the minimum income required for a personal loan in Pune?

The minimum income requirement varies depending on the desired loan amount and individual eligibility criteria. Generally, applicants should demonstrate adequate income to meet their repayment responsibilities.

Are there any hidden charges for personal loan in Pune?

Shriram Finance prioritises transparency; therefore, there are no hidden fees associated with personal loan. All relevant fees and charges will be clearly stated during the application process.

Disclaimer

The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.