Everything you should know in the world of Finance

A top-up loan allows you to borrow an additional amount over and above your existing loan. In the case of home and car loans, the top-up is secured against the same asset pledged for the original loan, such as your house or vehicle. But since personal loan top-ups are generally unsecured, no collateral is required, and approval is based on your credit history and repayment record.

Top-up loans are useful when you need extra funds for renovations, business expansion, medical emergencies, weddings, or higher education.

Taking a personal loan can give you the funds you need quickly, but paying it back on time takes careful tracking and smart planning. Keeping track of your personal loan payments helps you avoid late fees and extra interest. It can even damage your credit score.

By adopting a few simple habits to stay organised and track your payments, repaying your loan becomes much easier and less stressful. Here are some best practices to make sure that your personal loan payments are hassle-free.

Buying a used car is an exciting milestone that promises more freedom and flexibility. However, securing financing can be tricky for self-employed individuals compared to salaried employees. As self-employed persons usually have variable incomes instead of a fixed monthly salary, financial institutions see them as riskier borrowers. This results in tougher eligibility criteria, higher interest rates, and an overall loan approval journey.

If you are planning to bring home a new street bike that fits your budget and is perfect for everyday rides, the Bajaj Pulsar range is grabbing headlines for all the right reasons. The brand has announced massive price cuts across its Pulsar bike lineup, giving riders a rare opportunity to save up to ₹23,467 this festive season. 

The Bajaj Pulsar price cut is creating excitement among motorcycle buyers who want reliable performance, stylish looks, and practical features. 

Gold loans are a lifesaver when you need quick cash without selling your jewellery. But before you approach a bank or an NBFC with your bangles and chains, there are a few things you should know. People rush into gold loans without reading the fine print. This approach can cost you more than you expect.

Let’s break it down so you don’t make the same mistakes.

Are you planning to buy a new bike this year and thinking about 300cc options? In 2025, 300cc bikes are getting a lot of attention. They strike a balance between power and practicality, giving you more thrill than smaller bikes without being overwhelming.

Riders want motorcycles that look good, handle well, and are reasonable. Some are upgrading from 150cc or 200cc bikes. Others are buying their first performance-oriented machine. This article covers the most affordable 300cc bikes in India 2025.