Everything you should know in the world of Finance

A two-wheeler loan helps aspiring bike or scooter owners buy their dream vehicle by providing financing at affordable monthly instalments. However, interest rates on two-wheeler loans can vary significantly across different banks and NBFCs. 

The vehicle purchased serves as collateral against the loan amount. Two-wheeler loan interest rates typically range from 8% to 30%, depending on the financial institution, applicant profile, loan amount, and tenure.

Gold loans have become increasingly popular in India as a quick and convenient way to get funds in times of financial need. With gold prices constantly fluctuating, how do changes in gold rates impact your gold loan? Read on to understand the relationship between the two and how a rising gold price affects gold loans.

What Determines the Gold Price?

A complex interplay of multiple macroeconomic and market factors drives gold prices. The key determinants of gold prices include:

In today's competitive world, education is the key that unlocks countless doors of opportunity. However, the rising costs of quality education can often make it seem like a barrier. This is where personal loans for education come into play, offering a financial lifeline to ambitious students and professionals alike. In this article, we will be exploring how personal loans for students can help you invest in yourself and your future.

Understanding and managing working capital is essential for maintaining the financial health of your business. When you apply for working capital loan, calculating your working capital becomes a crucial step. This helps to ensure you get the financial support you need without overextending your resources. This guide will help you understand how to calculate working capital loan while availing of a business loan.

Riding your dream two-wheeler is an exciting feeling. However, buying a two-wheeler usually requires taking a loan unless you have savings set aside. While many two-wheeler loan applications get approved easily, it is not uncommon for some applications to get rejected. Yes, there are many valid reasons for two-wheeler loan rejection!

If your two-wheeler loan application has been rejected, don't lose heart. This blog post will explore the steps you can take to get your loan approved.

When considering a two-wheeler loan, understanding the differences between online and offline application processes is essential. Online applications are quick and easy; you can compare possibilities, submit paperwork, and get approvals all from the comfort of your home. On the other hand, offline applications offer a more individualised experience with face-to-face meetings and direct advice from representatives of financial institutions.

Taking out a gold loan can provide quick access to funds in times of financial need. A gold loan is a secured loan where you pledge your gold jewellery as collateral to borrow money from financial institutions like banks or NBFCs (Non-Banking Financial Companies).

The financial institution appraises your gold ornaments and sanctions a loan of up to 75% of the pledged gold's market value. However, it is critical to understand how to repay a gold loan responsibly. This beginner's guide will explain the basics of gold loans and repayment methods.