Everything you should know in the world of Finance

Doctors play a vital role in our society. They care for our health and well-being. However, becoming a doctor and establishing a successful medical practice can be expensive. That's where doctor loans come in.

A loan against shares is when you borrow money using your shares as a promise to repay. Let’s say you own 100 shares in a company, and each share is worth ₹50. That’s ₹5,000 in total. Instead of selling them, you give them to a bank or Non-banking Financial Companies (NBFCs) as security. They give you a loan based on what your shares are worth. You pay the money back later through Equated Monthly Instalment (EMI) and then get your shares back.

How Does LAS for Emergencies Work?

Here’s how a loan against securities works:

Having the right medical equipment is vital for any healthcare facility, but buying it can be costly. That’s why many doctors and clinic owners choose financing—borrowing money or leasing equipment to spread out payments. However, there are many myths about medical equipment financing that can cause confusion and stop people from making smart choices. This article will clear up common myths about medical equipment financing and explain the real facts in simple terms, so doctors, clinic owners, and hospital managers can make better decisions for their practice.

As Chartered Accountants (CAs), you guide clients through complex financial decisions. But applying for loans—whether for business growth, personal investments, or other needs—can be equally challenging. Securing a loan on good terms requires more than financial knowledge; it means preparing a strong Chartered Accountant loan application. While CAs understand financial analysis well, the real challenge is gathering the right documents, presenting a clear case, and meeting all lender requirements.

The Employee Provident Fund (EPF) is vital for retirement savings, providing financial security for employees. Both employees and employers contribute to this fund. Accurate calculation of EPF contributions is crucial, as even minor errors can lead to significant discrepancies. This article highlights common mistakes in EPF that can be avoided during calculations to ensure contributions are accurate and legally compliant.

A loan is a financial tool that provides you with funds for various purposes, such as buying a home, starting a business, or funding education. Among the various types of loans, a loan against property (LAP) is a popular choice if you are looking for large sums of money at competitive interest rates. A LAP allows you to leverage your property to secure a loan, providing a substantial amount of funds while retaining ownership of your asset. The asset remains as collateral until you repay the loan amount in equated monthly instalments (EMIs).

Home construction is an exciting yet challenging endeavour, often requiring substantial financial support to bring your dream home to life. A home construction loan is a specialised financing option designed to cover the costs associated with building a new home. Unlike traditional home loans, which are used to purchase an existing property, a home construction loan is tailored to fund the various stages of construction.

In this article, we will understand the key aspects of choosing a home construction loan by comparing home construction loan options.

Managing loan repayment can be tough for many professionals, including Chartered Accountants (CAs). Managing debt effectively requires more than just knowledge of accounting—it requires a strategic approach. Whether it's a personal loan, a business loan, or professional debt, effective management can ensure smooth repayment and financial stability. Whether it’s a personal, business, or professional loan, good management helps ensure smooth repayments and financial stability.

This article shares top strategies for CAs to manage their loan repayments and stay financially sound.