Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Ahmedabad
Need quick funds without selling your gold? A gold loan can help you unlock the value of your jewellery while keeping it safe. Whether it's for an emergency, business expansion, or personal needs, using your gold as collateral ensures easy access to funds. With Shriram Finance, you get a simple and transparent loan process. Benefit from fast approvals, minimal paperwork, and flexible repayment options ranging from 1 to 12 months. Plus, our competitive interest rates starting at 10%* p.a. make borrowing cost effective. Shriram Finance understands the importance of providing financial solutions that are both convenient and reliable. Our gold loan services in Ahmedabad are designed to meet your specific needs, offering you the flexibility to manage your finances without the stress of selling your valuable assets. Our dedicated customer care team is always ready to assist you, ensuring a smooth and hassle free experience. By choosing Shriram Finance, you can rest assured that your gold is in safe hands. We offer secure storage for your pledged jewellery, giving you peace of mind while you access the funds you need. Our transparent loan process means there are no hidden charges, and you can easily track your loan status online. Explore how a gold loan from Shriram Finance can support your financial needs in Ahmedabad. Contact us today to learn more about our services and how we can help you achieve your financial goals.
Features and Benefits of Gold Loans in Ahmedabad
Described below are the key features of the gold loan offered by Shriram Finance in Ahmedabad:
Maximum Finance
You can avail up to 75%* of your gold's market value as a loan. This allows you to unlock a significant portion of your gold's value, providing you with substantial funds based on the current market rate.
Low Rate of Interest
Interest rates start at an affordable 10%* p.a. This competitive rate ensures that borrowing against your gold remains cost effective, helping you manage your finances efficiently.
Minimal Documentation
The loan process is designed to be simple and requires very little paperwork. This means you can enjoy a hassle free experience with quick and easy processing.
Borrow Smartly
Interest is applicable only at the time the gold loan is used. This feature allows you to borrow smartly, ensuring that you only pay interest for the duration you actually need the loan.
Flexible Tenure
Choose a repayment period that suits your needs, with a tenure ranging from one month to one year. This flexibility helps you plan your repayments according to your financial situation and convenience.
Quick Approval
Get fast approvals with minimal documentation for a hassle free experience. This ensures that you can access the funds you need quickly and without unnecessary delays.
Gold Loan Interest Rates in Ahmedabad
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5%* |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator?
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Ahmedabad
Address Proof
Aadhaar Card, Passport, Driver's License, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Identity Proof
Aadhaar Card, Passport, Driver's License, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age: 18 to 75* years. Who can apply? Salaried, self employed, self employed professionals, business owners, and other individuals.
Step by Step Application Process for Gold Loans in Ahmedabad
Applying gold loan in Ahmedabad can be done quickly in 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from them.
Step 3:
Visit their branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Ahmedabad
Gold Loan Customer Care in Ahmedabad
Toll Free
Gold Loan Status in Ahmedabad
Visit our website and enter your reference number to easily track your gold loan application status. For real time updates and assistance, connect with our customer care team. Shriram Finance is here to help you apply for a gold loan in Ahmedabad with ease and convenience. Reach out to us today for a seamless and efficient loan process.
Gold Loan FAQs
Can I apply for a gold loan online in Ahmedabad?
Yes, you can apply for a Shriram Gold Loan online via our website or mobile app.
What is the interest rate on gold loans in Ahmedabad?
Gold loan interest rates start from 10%* p.a. The actual rate may vary depending on the gold's market value.
What is the tenure for a gold loan in Ahmedabad?
You can opt for a repayment tenure ranging from 1 month to 12 months.
Can I get a gold loan for any type of gold in Ahmedabad?
Shriram Finance offers gold loans against 18 to 22 carats gold jewellery and coins.
Is there a maximum or minimum limit for a gold loan in Ahmedabad?
The loan amount is based on the value of your pledged gold, with financing available up to 75%* of its worth.
What documents are required to apply for a gold loan in Ahmedabad?
Applicants need address proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/Utility Bills) and identity proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/PAN Card).
Are there any prepayment penalties on gold loans in Ahmedabad?
Shriram Finance does not typically impose prepayment charges. It is recommended to review your loan terms for confirmation.
How can I check the status of my gold loan application in Ahmedabad?
After applying, our representatives will evaluate your request and provide updates on your loan status.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
