Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Ahmednagar
Need quick access to funds? Shriram Finance Gold loan in Ahmednagar is a popular and convenient option, providing a reliable way to leverage the value of your gold assets. Instead of selling your precious gold jewellery or coins, you can use them to meet your immediate financial requirements. Shriram Finance stands out due to its simplified application process, rapid disbursal times, and adaptable repayment options. This makes it an excellent choice for individuals and businesses in Ahmednagar looking for fast financial support. Understanding the dynamic Ahmednagar business landscape, Shriram Finance provides flexible loan tenures from 1 month up to 12 months, with attractive interest rates starting at just 10%* p.a., allowing you to access capital quickly.
Features and Benefits of Gold Loans in Ahmednagar
Shriram Gold Loans offer a range of appealing features and benefits:
Flexible Repayment
Enjoy the freedom to repay your loan whenever you prefer, with a minimum loan duration of 1 month and tenures ranging from 1 month to 1 year.
Swift Disbursal
Expect reliable and expedited loan approvals with minimal documentation.
Minimal Paperwork
Experience a hassle free process that requires very little documentation.
Smart Borrowing
Pay interest only for the exact period you use the gold loan.
Maximum Finance
Borrow up to 75% of your gold's value. Gold loans are designed to provide loan amounts up to 75% of the market value of the gold you pledge as collateral or security.
Competitive Interest Rates
Benefit from interest rates starting at a low 10%* p.a.
Gold Loan Interest Rates in Ahmednagar
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5% |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Ahmednagar
Proof of Address
Aadhaar Card, Passport, Driver's License, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Proof of Identity
Aadhaar Card, Passport, Driver's License, Voter ID, or PAN Card. If you do not have a PAN Card, you can submit Form 60. Age: Be between 18 and 75 years old. Who Can Apply: Salaried individuals, self employed individuals, self employed professionals, business owners, and other individuals are welcome to apply.
Step by Step Application Process for Gold Loans in Ahmednagar
Get your gold loan quickly with our easy to follow process, completed in just 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from them.
Step 3:
Visit their branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Ahmednagar
Gold Loan Customer Care in Ahmednagar
Toll Free
Gold Loan Status in Ahmednagar
To check the status of your gold loan application, simply visit our website and enter your unique application reference number. Alternatively, you can contact our customer care team for real time updates on the progress of your loan. By choosing Shriram Finance, you can enjoy a trouble free borrowing experience tailored to help you achieve your financial goals in Ahmednagar.
Gold Loan FAQs
Can I apply for a gold loan online in Ahmednagar?
Absolutely! Shriram Finance offers a convenient online application process for gold loans in Ahmednagar. Visit our official website or download our mobile app to start your application. You can complete the entire process digitally, saving time and avoiding unnecessary branch visits.
What is the interest rate on gold loans in Ahmednagar?
Our gold loan interest rates start from 10%* per annum. The final rate depends on the market value of the gold you pledge, the loan amount, and current market conditions. We offer transparent and competitive rates tailored to your specific financial needs.
What is the tenure for a gold loan in Ahmednagar?
We provide flexible loan tenures ranging from 1 month to 12 months. Choose a repayment period that best suits your financial situation. You can also discuss prepayment or tenure extension options with our loan counsellors.
Can I get a gold loan for any type of gold in Ahmednagar?
Shriram Finance accepts gold ornaments and coins between 18 to 22 carats. Our expert team will carefully evaluate the purity and weight of your gold to determine the loan amount you qualify for.
Is there a maximum or minimum limit for a gold loan in Ahmednagar?
We offer loans up to 75% of your gold's current market value. The loan amount is directly linked to the quantity and quality of gold you pledge as security. Our transparent valuation ensures you get the maximum possible loan..
What documents are required to apply for a gold loan in Ahmednagar?
You typically need identity proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/PAN Card), and address proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/Gas Connection Card/Water Bill/Electricity Bill/Prepaid Mobile Bill/Landline Bill).
Are there any prepayment penalties on gold loans in Ahmednagar?
Shriram Finance typically does not impose prepayment penalties on gold loans. This allows you to prepay your loan without incurring extra charges, potentially reducing the overall interest you pay. However, it's essential to confirm the specific terms and conditions in your loan agreement to ensure there are no prepayment penalties applicable to your loan
How can I check the status of my gold loan application in Ahmednagar?
After completing the registration process, representatives will evaluate your profile and revert back to you regarding your gold loan.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
