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Get High Value for your Gold with Shriram Finance Gold Loan
  • Interest Rates
    Interest Rates Now Starting Only at 10%*
  • Quick Loan Disbursal
    Quick Loan Disbursal
  • Flexible Repayment
    Flexible Repayment options
  • No Credit Check
    No Credit Check Required
Gold Loan

Apply for a Gold Loan from Your Trusted Partner for Over 45 Years

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Gold Loans in Aizawal

Aizawl, known for its lively culture and scenic beauty, is home to a community that values both tradition and progress. In such a setting, financial flexibility becomes essential-especially when unexpected needs arise. Whether it's for a family celebration, healthcare expenses, or business related costs, having access to quick and secure funding can make all the difference. This is where gold loans in Aizawl proves to be a dependable choice. Shriram Finance offers residents of Aizawl the opportunity to unlock the potential of their gold assets through a simple and efficient gold loan service. This solution allows you to raise funds without selling your precious ornaments, making it ideal for short term financial requirements. With interest rates starting from 10%* p.a., our gold loan is structured to keep borrowing affordable while offering complete peace of mind. What makes Shriram Finance a preferred lending partner in Aizawl is our focus on customer convenience. The process involves minimal documentation, and approvals are quick, helping you get funds when you need them most. Loan tenures are flexible, ranging from 1 month to up to 12 months, so you can choose a repayment term that fits your needs. Additionally, Shriram Finance ensures the highest level of security for your pledged gold, so you can borrow with confidence. Our deep understanding of the financial landscape in Aizawl allows us to offer solutions that are both practical and personalised. If you are in need of immediate financial support and prefer a hassle free borrowing experience, a gold loan from Shriram Finance in Aizawl can offer the timely support you're looking for-without parting with your valuable assets.

Features and Benefits of Gold Loans in Aizawal

In Aizawl, Shriram Finance offers gold loans with several attractive features that make them an ideal financial solution for residents. Here are some of the key benefits:

Minimal Documentation

Flexible Tenure

Pay your loan back whenever you want, but there is a minimum loan duration of 1 month. The loan tenure ranges from 1 month to 1 year.

Flexible Tenure

Minimal Documentation

The process involves minimal paperwork and is hassle free.

Borrow Smartly

Maximum Finance

Loan up to 75% of your gold value. Gold loans are offered for loan amounts of up to 75% of the market value of the gold pledged as collateral or security.

Quick Approval

Low Rate of Interest

Interest rates start from 10%* p.a.

Maximum Finance

Borrow Smartly

Pay interest only for the period the gold loan is used for.

Low Rate of Interest

Quick Approval

Reliable and faster loan approvals with minimal documentation.

Gold Loan Interest Rates in Aizawal

In Aizawl, jewel loan interest rates offered by Shriram Finance start at 10%* p.a. For a detailed overview of our interest rates and applicable gold loan charges, please refer to the information provided below. However, it is important to note that the final interest rate for your gold loan may vary based on the prevailing market value of the gold you pledge as collateral.
Type of Fees Applicable Charges
Interest RateStarting from 10%* p.a.
Processing FeesUp to 5%
Late Payment Fees36%* p.a. on the Overdue Amount
Foreclosure ChargesNIL

How to Use the Gold Loan EMI Calculator

To gain a clear understanding of your gold loan, simply use our intuitive Gold Loan Calculator. Adjust the sliders to set your preferred loan amount, interest rate, and loan tenure, and you will instantly receive a comprehensive summary of your loan.
STEP 01
Required loan amount
STEP 02
Interest rate
%
STEP 03
Tenure up to
month
Loan Summary
Loan

Loan

Loan Amount

₹5000

Interest Payable

₹ 42

Monthly EMI

₹ 5,042

Eligibility and Documentation Criteria for Gold Loans in Aizawal

The eligibility criteria for availing gold loans are as follows:
  • Address Proof

    Address Proof

    Aadhaar Card, Passport, Driver's License, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.

  • Identity Proof

    Identity Proof

    Aadhaar Card, Passport, Driver's License, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age: 18 to 75* years. Who can apply? Salaried, self employed, self employed professionals, business owners, and other individuals.

Step by Step Application Process for Gold Loans in Aizawal

Their easy to apply process will help you get a gold loan quickly in 4 steps:

How to apply
  • Step 1:

    Register using your phone number.

  • Step 2:

    Receive a verification call from them.

  • Step 3:

    Visit their branch with your gold assets.

  • Step 4:

    Complete verification and receive the loan amount.

Our Gold Loan Branches in Aizawal

Shriram Finance offers convenient access to gold loan services in Aizawl, allowing customers to easily apply and manage their gold loans. To find the nearest branch, you can use the Shriram Finance branch locator tool, which helps you locate branches across various locations, including Aizawl. This tool allows you to search by pin code or select by state, ensuring that you can quickly identify the closest branch to your location.

Locate Us

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  • Kerala
  • MAHARASHTRA
  • Madhya pradesh
  • Odisha
  • Punjab
  • Punjab/Haryana
  • Rajasthan
  • Tamil Nadu
  • Telangana
  • UTTAR PRADESH
  • UTTRAKHAND
  • West Bengal

Gold Loan Customer Care in Aizawal

For any queries or assistance regarding a Gold Loan in Aizawl, Shriram Finance offers dedicated Gold Loan Customer Care services. You may contact us via phone or visit any of our branches for expert advice and guidance on managing your gold loan effectively

Gold Loan Status in Aizawal

In Aizawl, individuals seeking swift financial assistance can consider Shriram Finance's Gold Loan as a viable option. To stay informed about the status of your application, you can visit our website or contact our dedicated customer care team for real time updates. With Shriram Finance, you can enjoy a seamless financial experience tailored to meet your objectives in Aizawl. Our services are designed to provide convenience and efficiency, ensuring that you can manage your financial needs effectively.

Gold Loan FAQs

Can I apply for a gold loan online in Aizawal?

Yes, you can apply for a gold loan online. Visit our website or mobile app to apply for Shriram Gold Loan.

What is the interest rate on gold loans in Aizawal?

The interest rate starts from 10%* p.a. However, the final gold loan interest rates offered by the lender may depend on the market value of the gold pledged as security.

What is the tenure for a gold loan in Aizawal?

You can choose a loan tenure starting from 1 month up to 12 months.

Can I get a gold loan for any type of gold in Aizawal?

Shriram Finance provides gold loans for 18 to 22 carats gold ornaments and coins.

Is there a maximum or minimum limit for a gold loan in Aizawal?

The loan amount will depend on your gold. Loans up to 75% of your gold value are offered.

What documents are required to apply for a gold loan in Aizawal?

You typically need identity proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/PAN Card), and address proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/Gas Connection Card/Water Bill/Electricity Bill/Prepaid Mobile Bill/Landline Bill).

Are there any prepayment penalties on gold loans in Aizawal?

Shriram Finance typically does not impose prepayment penalties on gold loans. This allows you to prepay your loan without incurring extra charges, potentially reducing the overall interest you pay. However, it's essential to confirm the specific terms and conditions in your loan agreement to ensure there are no prepayment penalties applicable to your loan

How can I check the status of my gold loan application in Aizawal?

After completing the registration process, representatives will evaluate your profile and revert back to you regarding your gold loan.

Disclaimer

The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.