Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Ajmer
Are you a resident of Ajmer and in need of immediate funds? Do you own gold assets that could help address your financial needs? If so, a Gold Loan in Ajmer from Shriram Finance might be the perfect solution for you. This loan offers a secure and convenient way to unlock the value of your cherished gold without having to sell it. Instead of parting with your treasured gold jewellery or coins, you can use them as collateral to meet your financial requirements. With flexible repayment options and competitive interest rates, a Gold Loan in Ajmer can be tailored to suit your specific needs. Whether it's for personal expenses, education, medical emergencies, or business purposes, this loan provides an efficient way to access funds. Shriram Finance ensures a hassle free application process, making it easy for you to secure a loan. From evaluating your gold's value to disbursing the loan amount quickly, the process is designed to save time while ensuring the safety of your pledged gold. By choosing this option, you can leverage your gold assets effectively and achieve your financial goals without compromising on their sentimental value. Explore this opportunity today and take a step towards financial stability!
Features and Benefits of Gold Loans in Ajmer
Opting for Shriram Gold Loan in Ajmer unlocks a range of advantageous features:
Interest Optimisation:
With Shriram Finance, you only pay interest for the exact duration you utilise the loan amount, allowing you to save money when you repay early.
Swift Loan Approval:
Experience a fast and efficient loan approval process, ensuring you receive the funds you need without unnecessary delays.
Optimised Loan to Value Ratio:
Access up to 75% of your gold's current market value as a loan. Gold loans are designed to maximise the amount you can borrow against your pledged gold.
Competitive Interest Rates:
Benefit from attractive interest rates, starting from 10%* p.a., making borrowing affordable.
Flexible Repayment Options:
Choose a repayment plan that fits your budget, with options ranging from monthly instalments to lump sum payments at the end of the loan term. The loan tenure ranges from 1 month to 1 year.
Simplified Documentation:
Enjoy a streamlined application process with minimal paperwork, making it quick and easy to get the funds you need.
Gold Loan Interest Rates in Ajmer
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5%* |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator?
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Ajmer
Address Proof
Aadhaar Card, Electricity Bill, Prepaid Mobile Bill, Passport, Driver's License, Voter ID, Gas Connection Card, Water Bill or Landline Bill.
Identity Proof
Aadhaar Card, Voter ID, Passport, Driver's License, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age: 18* to 75* years. Who can apply? Salaried, business owners, self employed, self employed professionals and other individuals.
Step by Step Application Process for Gold Loans in Ajmer
Applying gold loan in Ajmer can be done quickly in 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from them.
Step 3:
Visit their branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Ajmer
Gold Loan Customer Care in Ajmer
Toll Free
Gold Loan Status in Ajmer
Track your gold loan application status online by entering your reference number on our website. For instant updates and assistance, contact our customer care team. Shriram Finance is here to help you apply for a gold loan in Ajmer with ease and convenience. Reach out to us today for a seamless and efficient loan process.
Gold Loan FAQs
Can I apply for a gold loan online in Ajmer?
Yes, you can easily apply online through our website or mobile app for a Shriram Gold Loan.
What is the interest rate on gold loans in Ajmer?
Gold loan interest rates begin at 10%* p.a. The final rate offered depends on the market value of the pledged gold.
What is the tenure for a gold loan in Ajmer?
You can choose a loan tenure that suits your financial needs, ranging from 1 month to 12 months. This flexibility allows you to plan your repayments according to your convenience, ensuring a manageable and stress free experience. Select the tenure that best fits your financial situation and repayment capacity.
Can I get a gold loan for any type of gold in Ajmer?
Shriram Finance accepts gold ornaments and coins of 18 to 22 carats for gold loans.
Is there a maximum or minimum limit for a gold loan in Ajmer?
The loan amount you can receive depends on the value of your gold. Shriram Finance offers financing up to 75%* of your gold's market price, ensuring you get substantial funds based on the current market value. This allows you to unlock the maximum potential of your gold assets.
What documents are required to apply for a gold loan in Ajmer?
You need identity proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/PAN Card) and address proof (Aadhaar Card/Driver's Licence/Voter ID/Passport/Utility Bills like Water, Electricity, or Landline).
Are there any prepayment penalties on gold loans in Ajmer?
Shriram Finance usually does not charge prepayment penalties on gold loans. However, it is advisable to review your loan agreement for specific terms.
How can I check the status of my gold loan application in Ajmer?
Once you complete your application, our representatives will promptly assess your profile and inform you about the status of your gold loan. This ensures a smooth and efficient process, keeping you updated at every step. You can rely on Shriram Finance for timely and accurate information regarding your loan application.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
