Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Alwar
Need funds in Alwar to support your agricultural activities, grow your local business, enhance tourism related ventures, or manage personal expenses? A Gold Loan in Alwar from Shriram Finance offers a secure, reliable, and trusted way to unlock the value of your gold jewellery and ornaments without selling them. Keep your precious gold secure while accessing the capital you need. Shriram Finance provides accessible gold loan services specifically tailored to the needs of the Alwar community. We understand the local values of trust and dependability. Keep reading to learn how you can use your gold and achieve your financial goals.
Features and Benefits of Gold Loans in Alwar
Choosing a Shriram Gold Loan in Alwar offers many appealing advantages:
Streamlined and Simple Documentation
Experience a hassle free application process with minimal paperwork, saving you valuable time and effort. We believe in making the process as easy as possible for our customers.
Swift and Reliable Loan Disbursal
Get your approved loan funds quickly and efficiently when you need them most, minimising delays and maximising opportunities.
Maximise Your Loan Value
Unlock up to 75% of your gold's current market value as a loan, allowing you to leverage your assets for growth and opportunity.
Flexible Repayment Tenure
Choose a repayment period that aligns with your income and financial plans, ranging from a minimum of 1 month up to a maximum of 1 year.
Attractive and Transparent Interest Rates
Benefit from competitive interest rates starting from just 10%* per annum, making borrowing more affordable and predictable. We value transparency in our lending practices.
Interest Efficiency
Pay interest only for the duration the loan is active, optimising your borrowing costs and saving you money.
Gold Loan Interest Rates in Alwar
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5% |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Alwar
Proof of Address
Any one of the following: Aadhaar Card, Passport, Driver's Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Proof of Identity
Any one of the following: Aadhaar Card, Passport, Driver's Licence, Voter ID, or PAN Card (If you do not have a PAN Card, you can submit Form 60). Age Requirement Applicants must be between 18 and 75 years of age. Applicant Type Salaried individuals, self employed professionals, business owners, and other individuals are eligible to apply.
Step by Step Application Process for Gold Loans in Alwar
Securing a gold loan with Shriram Finance in Alwar is a straightforward, four step process:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from them.
Step 3:
Visit their branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Alwar
Gold Loan Customer Care in Alwar
Toll Free
Gold Loan Status in Alwar
Check the status of your gold loan application conveniently online or contact our dedicated customer care team for real time updates.
Gold Loan FAQs
Can I apply for a gold loan online in Alwar?
Absolutely! Shriram Finance offers a convenient online application process for gold loans in Alwar. Visit our official website or download our mobile app to start your application. You can complete the entire process digitally, saving time and avoiding unnecessary branch visits.
What is the interest rate on gold loans in Alwar?
Our gold loan interest rates start from 10%* per annum. The final rate depends on the market value of the gold you pledge, the loan amount, and current market conditions. We offer transparent and competitive rates tailored to your specific financial needs.
What is the tenure for a gold loan in Alwar?
We provide flexible loan tenures ranging from 1 month to 12 months. Choose a repayment period that best suits your financial situation. You can also discuss prepayment or tenure extension options with our loan counsellors.
Can I get a gold loan for any type of gold in Alwar?
Shriram Finance accepts gold ornaments and coins between 18 to 22 carats. Our expert team will carefully evaluate the purity and weight of your gold to determine the loan amount you qualify for.
Is there a maximum or minimum limit for a gold loan in Alwar?
We offer loans up to 75% of your gold's current market value. The loan amount is directly linked to the quantity and quality of gold you pledge as security. Our transparent valuation ensures you get the maximum possible loan.
What documents are required to apply for a gold loan in Alwar?
You typically need identity proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/PAN Card), and address proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/Gas Connection Card/Water Bill/Electricity Bill/Prepaid Mobile Bill/Landline Bill).
Are there any prepayment penalties on gold loans in Alwar?
Shriram Finance typically does not impose prepayment penalties on gold loans. This allows you to prepay your loan without incurring extra charges, potentially reducing the overall interest you pay. However, it's essential to confirm the specific terms and conditions in your loan agreement to ensure there are no prepayment penalties applicable to your loan
How can I check the status of my gold loan application in Alwar?
After completing the registration process, representatives will evaluate your profile and revert back to you regarding your gold loan.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
