Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold loan in Anand
Gold is more than just an asset-it can be a source of immediate financial support in times of need. Instead of selling your gold, you can leverage its value through a gold loan in Anand to meet urgent expenses like medical bills, education fees, or business needs. At Shriram Finance, we understand the importance of quick and easy access to funds. That's why we offer a streamlined loan approval process with minimal paperwork, ensuring that you can secure the funds you need without unnecessary delays. Our flexible repayment tenures range from 1 to 12 months, allowing you to choose a repayment plan that best suit your financial situation. One of the key advantages of a gold loan from Shriram Finance is our competitive interest rates, starting at just 10%* p.a. This makes it a cost effective and convenient financing option for borrowers. By opting for a gold loan, you can manage your financial needs effectively without having to part with your cherished gold assets. Our customer centric approach ensures that you receive the support and flexibility you need during times of financial urgency. Learn more about how a gold loan from Shriram Finance can help you manage your financial needs effectively. Trust us to provide you with the best value for your gold and the financial support you require.
Features and Benefits of Gold loan in Anand
Shriram Finance offers gold loans with customer friendly features, ensuring a smooth and hassle free borrowing experience.
Flexible Tenure
Choose a repayment period that suits your needs, with a minimum loan tenure of 1 month. The loan tenure ranges from 1 month to 1 year, providing flexibility to manage your finances effectively.
Minimal Documentation
The loan application process is simple and requires minimal paperwork for your convenience. This ensures that you can secure the funds you need without unnecessary delays or complications.
Borrow Smartly
Pay interest only at the time you utilise the gold loan, ensuring you borrow wisely and keep the overall cost low. This feature makes it a cost effective borrowing option.
Quick Approval
Benefit from fast and efficient loan approval with minimal documentation required. This means you can access the funds you need promptly, which is crucial during times of financial urgency.
Maximum Finance
You can avail up to 75%* of the market value of the gold pledged as security. This allows you to unlock significant value from your gold assets, providing substantial financial support.
Low Rate of Interest
The starting interest rate is 10%* p.a., making the loan an affordable solution for borrowers. This ensures that you get the best value for your gold while keeping your borrowing costs manageable.
Gold Loan Interest Rates in Anand
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5%* |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator?
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold loan in Anand
Address Proof
Aadhaar Card, Passport, Driver's License, Electricity Bill, Voter ID, Gas Connection Card, Water Bill, Prepaid Mobile Bill, or Landline Bill.
Identity Proof
Aadhaar Card, Passport, Driver's License, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age 18* to 75* years. Who can apply? Salaried, self employed, self employed professionals, business owners, and other individuals.
Step by Step Application Process for Gold loan in Anand
Applying gold loan in Anand can be done quickly in 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from them.
Step 3:
Visit their branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Anand
Gold Loan Customer Care in Anand
Toll Free
Gold Loan Status in Anand
Visit our website and use your reference number to track your gold loan application. This allows you to stay updated on the status of your application at any time. For real time updates and assistance, you can also contact our customer care team. They are available to provide you with the latest information and support.
Gold Loan FAQs
Can I apply for a gold loan online in Anand?
Yes, you can apply for a Shriram Gold Loan online by visiting our official website or using the mobile application.
What is the interest rate on gold loan in Anand?
Gold loan interest rates start from 10%* p.a. The final rate is subject to the market value of the pledged gold.
What is the tenure for a gold loan in Anand?
The tenure for gold loan ranges between 1 month and 12 months, giving you repayment flexibility.
Can I get a gold loan for any type of gold in Anand?
Shriram Finance offers gold loan against jewellery and coins of 18 to 22 carats.
Is there a maximum or minimum limit for a gold loan in Anand?
You can avail of a loan of up to 75%* of your pledged gold's current market value.
What documents are required to apply for a gold loan in Anand?
Applicants must provide identity proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/PAN Card) and address proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/Utility Bills).
Are there any prepayment penalties on gold loan in Anand?
Shriram Finance generally does not charge prepayment penalties, but borrowers should verify the specific terms in their loan agreement.
How can I check the status of my gold loan application in Anand?
Once you have applied, our representatives will process your request and notify you about the status of your gold loan.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
