Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Anantapuram
Are you in need of instant funds? Do you possess gold assets that could provide a solution? We got a solution! A Gold Loan from Shriram Finance is a secure and accessible way to get funds against your gold easily. Rather than selling your gold jewellery or coins, you can use your gold to address your financial requirements. Offering adaptable repayment options and competitive interest rates, a Gold Loan in Anantapuram can be personalised to align with your unique demands. This guide will lead you through the essentials of securing a gold loan with Shriram Finance in Anantapuram, from exploring the diverse loan options available to understanding the straightforward application procedure. Continue reading to discover how you can leverage your gold assets and achieve your financial aspirations.
Features and Benefits of Gold Loans in Anantapuram
In Anantapuram, Shriram Finance offers a Gold Loan with several attractive features:
Flexible Tenure
Repay your loan at your convenience with a tenure ranging from 1 month to 12 months.
Maximum Finance
You can secure a loan up to 75% of your gold's market value, ensuring substantial financial support.
Low Rate of Interest
Interest rates start from 10%*p.a., offering a cost effective option.
Minimal Documentation
The process involves minimal paperwork, ensuring a hassle free experience.
Borrow Smartly
Pay interest only for the period you use the loan, providing flexibility in repayment.
Quick Approval
Enjoy fast and reliable loan approvals to meet your urgent financial needs.
Gold Loan Interest Rates in Anantapuram
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%*p.a. |
| Processing Fees | Up to 5% |
| Late Payment Fees | 36%*p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Anantapuram
Address Proof
Aadhar Card, Passport, Driver's License, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Identity Proof
Aadhar Card, Passport, Driver's License, Voter ID, or PAN Card (submit Form 60 if PAN Card is not available). Who Can Apply: Eligible applicants include salaried individuals, self employed professionals, business owners, and other individuals. Age: Applicants must be between 18* and 75* years old.
Step by Step Application Process for Gold Loans in Anantapuram
The straightforward Gold Loan Application Process at Shriram Finance in Anantapuram allows you to obtain a Gold Loan quickly in 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from them.
Step 3:
Visit their branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Anantapuram
Gold Loan Customer Care in Anantapuram
Toll Free
Gold Loan Status in Anantapuram
Residents of Anantapuram can benefit from Shriram Finance's Gold Loan for their financial needs. To track your application status, simply visit our website or contact our customer care for timely updates. By selecting Shriram Finance, you can enjoy a streamlined financial experience tailored to meet your objectives in Anantapuram.
Gold Loan FAQs
Can I apply for a gold loan online in Anantapuram?
Absolutely! Shriram Finance offers a convenient online application process for gold loans in Anantapuram. Visit our official website or download our mobile app to start your application. You can complete the entire process digitally, saving time and avoiding unnecessary branch visits.
What is the interest rate on gold loans in Anantapuram?
Our gold loan interest rates start from 10%* per annum. The final rate depends on the market value of the gold you pledge, the loan amount, and current market conditions. We offer transparent and competitive rates tailored to your specific financial needs.
What is the tenure for a gold loan in Anantapuram?
We provide flexible loan tenures ranging from 1 month to 12 months. Choose a repayment period that best suits your financial situation. You can also discuss prepayment or tenure extension options with our loan counsellors.
Can I get a gold loan for any type of gold in Anantapuram?
Shriram Finance accepts gold ornaments and coins between 18 to 22 carats. Our expert team will carefully evaluate the purity and weight of your gold to determine the loan amount you qualify for.
Is there a maximum or minimum limit for a gold loan in Anantapuram?
We offer loans up to 75% of your gold's current market value. The loan amount is directly linked to the quantity and quality of gold you pledge as security. Our transparent valuation ensures you get the maximum possible loan.
What documents are required to apply for a gold loan in Anantapuram?
Typically, you need to provide identity proof (such as an Aadhar Card, Passport, Driver's License, Voter ID, or PAN Card) and address proof (like an Aadhar Card, Passport, Driver's License, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill).
Are there any prepayment penalties on gold loans in Anantapuram?
Generally, prepayment penalties are not imposed. However, it is advisable to confirm the terms in your loan agreement.
How can I check the status of my gold loan application in Anantapuram?
Following the registration process, our representatives will assess your profile and contact you regarding the status of your gold loan application.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
