Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold loan in Aurangabad
With Shriram Finance, you can avail yourself of a gold loan in Aurangabad with simple documentation, quick disbursal, and flexible repayment options. The loan application process is designed to be straightforward, requiring minimal paperwork, which saves you time and effort. This ensures that you can access the funds you need promptly, without unnecessary delays. One of the key benefits of a gold loan from Shriram Finance is the quick disbursal of funds. Once your application is approved, you can receive the loan amount swiftly, which is crucial during times of financial urgency. This immediate access to funds can help you manage unexpected expenses effectively. Flexible repayment options are another advantage of Shriram Gold Loan. You can choose a repayment tenure that best suits your financial situation, ranging from 1 month to 12 months. This flexibility allows you to plan your repayments according to your convenience, ensuring that you can manage your finances without stress. Your gold remains secure while you make easy repayments, ensuring financial stability without long term commitments. Shriram Finance takes the utmost care in safeguarding your pledged gold, giving you peace of mind. Explore how a gold loan from Shriram Finance can help you manage your finances efficiently. With competitive interest rates starting at 10%* per annum, you can unlock the value of your gold without any hassle and meet your urgent financial needs effectively.
Features and Benefits of Gold loan in Aurangabad
Shriram Finance provides gold loan with several features, making it easier to meet your financial needs efficiently:
Maximum Finance
You can secure up to 75%* of your gold's market value as a loan amount. This allows you to unlock significant value from your gold assets, providing substantial financial support when you need it most, whether for personal or business needs.
Flexible Tenure
You can repay the loan over a flexible tenure, starting at 1 month and going up to 1 year. This flexibility ensures that you can choose a repayment plan that best fits your financial situation and needs, giving you peace of mind.
Minimal Documentation
The loan process is quick and involves very little paperwork, saving you time and effort. This streamlined approach ensures that you can access the funds you need without unnecessary delays or complications, making the process smooth and efficient.
Borrow Smartly
Pay interest only for the period you use the gold loan, keeping it affordable. This feature ensures that you are not burdened with high interest payments, making it a cost effective borrowing option that helps you manage your finances better.
Quick Approval
The approval process is fast and requires minimal documentation, ensuring a smooth experience. This means you can access the funds you need promptly, which is crucial during times of financial urgency, providing you with timely financial relief.
Low Rate of Interest
The interest rate starts at 10%* p.a., providing you with an affordable loan option. This competitive rate ensures that you get the best value for your gold while keeping your borrowing costs manageable, making it easier to repay the loan.
Gold Loan Interest Rates in Aurangabad
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5%* |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator?
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold loan in Aurangabad
Address Proof
Aadhaar Card, Passport, Driver's License, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Identity Proof
Aadhaar Card, Passport, Driver's License, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Who can apply? Salaried, self employed, self employed professionals, business owners, and other individuals. Age: 18* to 75* years.
Step by Step Application Process for Gold loan in Aurangabad
Applying gold loan in Aurangabad can be done quickly in 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from them.
Step 3:
Visit their branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Aurangabad
Gold Loan Customer Care in Aurangabad
Toll Free
Gold Loan Status in Aurangabad
Monitor your gold loan application status by entering your reference number on our website. For quick updates, speak with our customer care team. Apply for a gold loan in Aurangabad with Shriram Finance.
Gold Loan FAQs
Can I apply for a gold loan online in Aurangabad?
Yes, you can apply for a Shriram Gold Loan online through our official website or mobile app for a hassle free experience.
What is the interest rate on gold loan in Aurangabad?
Shriram Finance offers gold loan with interest rates starting from 10%* p.a. The actual rate may vary based on the current market value of the pledged gold.
What is the tenure for a gold loan in Aurangabad?
You can choose a loan tenure ranging from 1 month to a maximum of 12 months, providing flexibility in repayment.
Can I get a gold loan for any type of gold in Aurangabad?
Gold loan are available for jewellery and coins with a purity of 18 to 22 carats.
Is there a maximum or minimum limit for a gold loan in Aurangabad?
The loan amount is determined based on the gold's value, with financing of up to 75%* of its market price.
What documents are required to apply for a gold loan in Aurangabad?
Applicants must provide identity proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/PAN Card) and address proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/Utility Bills).
Are there any prepayment penalties on the gold loan in Aurangabad?
Shriram Finance generally does not charge prepayment penalties. However, reviewing the terms of your loan agreement is advisable.
How can I check the status of my gold loan application in Aurangabad?
After submitting your application, our team will assess your request and provide timely updates regarding your loan status.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
