Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Beawar
Looking for quick funds in Beawar to grow your business, manage your farm, or meet personal needs? A Gold Loan in Beawar from Shriram Finance offers a secure way to access capital using your gold jewellery and ornaments, without selling them. Keep your precious gold safe while meeting your financial goals. Shriram Finance is committed to providing trusted gold loan services tailored to Beawar's community.
Features and Benefits of Gold Loans in Beawar
Opting for a Shriram Gold Loan in Beawar gets you a range of advantageous features:
Minimal Paperwork
A quick and hassle free application.
Smart Borrowing
Pay interest only for the loan duration.
Maximum Loan Value
Unlock up to 75% of your gold's market value.
Competitive Interest Rates
Starting from just 10%* per annum.
Flexible Repayment
Choose a tenure from 1 month up to 1 year.
Rapid Approval
Get fast approval and quick access to funds.
Gold Loan Interest Rates in Beawar
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5% |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Beawar
Proof of Address
Any one of the following: Aadhaar Card, Passport, Driver's License, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Proof of Identity
Any one of the following: Aadhaar Card, Passport, Driver's License, Voter ID, or PAN Card. (If you do not have a PAN Card, you can submit Form 60). Age Requirement Applicants must be between 18 and 75 years of age. Applicant Type Individuals who are salaried, self employed, professionals, business owners, and others, are eligible to apply.
Step by Step Application Process for Gold Loans in Beawar
Securing a gold loan with Shriram Finance in Beawar is a simple, four step process:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from them.
Step 3:
Visit their branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Beawar
Gold Loan Customer Care in Beawar
Toll Free
Gold Loan Status in Beawar
Keep track of your gold loan application status conveniently by using your reference number on our secure online portal. For the latest information or assistance, our dedicated support executives are available to help you promptly. For those seeking a gold loan in Beawar, Shriram Finance delivers a smooth and efficient application experience designed with customer convenience as a priority. We offer attractive discounts on processing fees for senior citizens and women applicants as part of our inclusive financial services approach. Our innovative mobile application allows you to monitor your loan, make payments, and request services on the go. Furthermore, we conduct regular SMS and email updates regarding your loan status and upcoming payment reminders.
Gold Loan FAQs
Can I apply for a gold loan online in Beawar?
Absolutely! Shriram Finance offers a convenient online application process for gold loans in Beawar. Visit our official website or download our mobile app to start your application. You can complete the entire process digitally, saving time and avoiding unnecessary branch visits.
What is the interest rate on gold loans in Beawar?
Our gold loan interest rates start from 10%* per annum. The final rate depends on the market value of the gold you pledge, the loan amount, and current market conditions. We offer transparent and competitive rates tailored to your specific financial needs.
What is the tenure for a gold loan in Beawar?
We provide flexible loan tenures ranging from 1 month to 12 months. Choose a repayment period that best suits your financial situation. You can also discuss prepayment or tenure extension options with our loan counsellors.
Can I get a gold loan for any type of gold in Beawar?
Shriram Finance accepts gold ornaments and coins between 18 to 22 carats. Our expert team will carefully evaluate the purity and weight of your gold to determine the loan amount you qualify for.
Is there a maximum or minimum limit for a gold loan in Beawar?
We offer loans up to 75% of your gold's current market value. The loan amount is directly linked to the quantity and quality of gold you pledge as security. Our transparent valuation ensures you get the maximum possible loan.
What documents are required to apply for a gold loan in Beawar?
You typically need identity proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/PAN Card), and address proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/Gas Connection Card/Water Bill/Electricity Bill/Prepaid Mobile Bill/Landline Bill).
Are there any prepayment penalties on gold loans in Beawar?
Shriram Finance typically does not impose prepayment penalties on gold loans. This allows you to prepay your loan without incurring extra charges, potentially reducing the overall interest you pay. However, it's essential to confirm the specific terms and conditions in your loan agreement to ensure there are no prepayment penalties applicable to your loan
How can I check the status of my gold loan application in Beawar?
After completing the registration process, representatives will evaluate your profile and revert back to you regarding your gold loan.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
