Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Bharatpur
Seeking funds in Bharatpur to support your farming activities, boost your local business, enhance tourism related ventures, or manage personal needs? A Gold Loan in Bharatpur from Shriram Finance offers a secure and reliable way to unlock the value of your gold jewellery and ornaments without the need to sell them. Keep your precious gold close while accessing the funds you need. Shriram Finance provides accessible and trusted gold loan services tailored to the unique needs of the Bharatpur community.
Features and Benefits of Gold Loans in Bharatpur
Shriram Gold Loans offer numerous attractive features and benefits:
Maximise Your Loan Value
Unlock up to 75% of your gold's current market value as a loan, allowing you to leverage your assets effectively.
Attractive Interest Rates
Benefit from competitive interest rates starting from just 10%* per annum, making borrowing more affordable and predictable.
Flexible Repayment Tenure
Choose a repayment period that aligns with your income and financial plans, ranging from 1 month up to 1 year.
Streamlined Documentation
Experience a quick and hassle free application process with minimal paperwork, saving you valuable time and effort.
Interest Efficiency
Pay interest only for the duration the loan is active, optimising your borrowing costs.
Swift Loan Approval
Get your approved loan funds quickly and efficiently when you need them most, minimising delays and maximising opportunities.
Gold Loan Interest Rates in Bharatpur
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5% |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Bharatpur
Address Proof
Aadhaar Card, Passport, Driver's Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Identity Proof
Aadhaar Card, Passport, Driver's Licence, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age: Be between 18 and 75 years. Who Can Apply? Salaried individuals, self employed persons, self employed professionals, business owners, and any other individuals.
Step by Step Application Process for Gold Loans in Bharatpur
Our easy application process makes getting a gold loan quick, easy and accessible in just 4 simple steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from them.
Step 3:
Visit their branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Bharatpur
Gold Loan Customer Care in Bharatpur
Toll Free
Gold Loan Status in Bharatpur
Easily check the status of your gold loan application online or contact our customer care team for updates.
Gold Loan FAQs
Can I apply for a gold loan online in Bharatpur?
Absolutely! Shriram Finance offers a convenient online application process for gold loans in Bharatpur. Visit our official website or download our mobile app to start your application. You can complete the entire process digitally, saving time and avoiding unnecessary branch visits.
What is the interest rate on gold loans in Bharatpur?
Our gold loan interest rates start from 10%* per annum. The final rate depends on the market value of the gold you pledge, the loan amount, and current market conditions. We offer transparent and competitive rates tailored to your specific financial needs.
What is the tenure for a gold loan in Bharatpur?
We provide flexible loan tenures ranging from 1 month to 12 months. Choose a repayment period that best suits your financial situation. You can also discuss prepayment or tenure extension options with our loan counsellors.
Can I get a gold loan for any type of gold in Bharatpur?
Shriram Finance accepts gold ornaments and coins between 18 to 22 carats. Our expert team will carefully evaluate the purity and weight of your gold to determine the loan amount you qualify for.
Is there a maximum or minimum limit for a gold loan in Bharatpur?
We offer loans up to 75% of your gold's current market value. The loan amount is directly linked to the quantity and quality of gold you pledge as security. Our transparent valuation ensures you get the maximum possible loan.
What documents are required to apply for a gold loan in Bharatpur?
Typically, you are required to provide proof of identity, such as an Aadhaar Card, Passport, Driver's Licence, Voter ID, or PAN Card. You will also need to submit proof of address, like an Aadhaar Card, Passport, Driver's Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Are there any prepayment penalties on gold loans in Bharatpur?
No, Shriram Finance typically does not have any prepayment penalties for gold loans. This allows you the flexibility to prepay your loan without any extra charges, which could reduce the overall interest you pay. Nonetheless, it is always recommended to check the specific terms in your loan agreement to ensure there are no prepayment penalties applicable to your loan.
How can I check the status of my gold loan application in Bharatpur?
Upon completion of the registration, our customer care representatives will thoroughly review your application and ensure you receive the relevant updates regarding the status of your gold loan.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
