Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold loan in Bhiwandi
If you are a resident of Bhiwandi and require additional funds to manage your finances or achieve a personal goal, Shriram Finance offers a reliable solution. By leveraging your gold assets, you can secure the necessary funds without parting with your valuable possessions. Instead of selling your cherished gold jewellery or valuable coins, you can utilise their existing value to address any immediate financial needs or concerns. Shriram Finance is a trusted name in the financial industry, known for providing dependable, accessible, and tailored gold loan services designed to meet your individual needs. With manageable repayment options and highly competitive interest rates, securing a Gold Loan in Bhiwandi with Shriram Finance could be the ideal solution to help you meet your financial objectives. We value our customers above all else and strive to keep the loan application process clear and simple. This means it has never been easier for residents of Bhiwandi to access the money they need while continuing to enjoy ownership of your valuable gold. Our dedicated team is committed to providing you with the best possible service, ensuring that your experience with us is smooth and hassle free. We understand the importance of financial stability and are here to support you every step of the way. Contact us today to learn more about how our gold loan services can help you achieve your financial goals.
Features and Benefits of Gold Loan in Bhiwandi
Gold loan from Shriram Finance come with a range of features, offering financial assistance with simple terms and conditions:
Low Rate of Interest
The starting interest rate is 10%* p.a., making it a cost effective option for borrowers. This competitive rate ensures that your borrowing costs remain manageable, allowing you to access funds without the burden of high interest payments.
Borrow Smartly
Interest is only charged for the period the loan is used, ensuring you pay only for the duration the loan is active. This means you only incur interest costs for the time you actually utilise the loan, helping you save money.
Quick Approval
Shriram Finance offers a fast and efficient approval process with minimal documentation. Our streamlined approach ensures you receive the funds you need without unnecessary delays, making it ideal for urgent financial requirements.
Flexible Tenure
Choose a loan duration that works best for you, with a minimum of 1 month. The loan can be extended from 1 month up to 1 year, providing you with the flexibility to manage your repayment schedule according to your financial situation.
Minimal Documentation
The loan application process is quick and requires minimal paperwork. We understand the importance of a hassle free experience, so we keep documentation requirements to a minimum, ensuring a smooth and efficient loan application process.
Maximum Finance
You can avail a loan up to 75%* of your gold's value as collateral. This high loan to value ratio ensures you get the maximum possible funds based on your gold's worth, providing you with substantial financial support when you need it most.
Gold Loan Interest Rates in Bhiwandi
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5%* |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator?
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loan in Bhiwandi
Address Proof
Aadhaar Card, Prepaid Mobile Bill, Passport, Driver's License, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, or Landline Bill.
Identity Proof
Aadhaar Card, Passport, Driver's License, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Who can apply? Salaried, business owners, self employed, self employed professionals, and other individuals. Age 18* to 75* years.
Step by Step Application Process for Gold Loan in Bhiwandi
Applying gold loan in Bhiwandi can be done quickly in 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from them.
Step 3:
Visit their branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Bhiwandi
Gold Loan Customer Care in Bhiwandi
Toll Free
Gold Loan Status in Bhiwandi
Easily track your gold loan application online by entering your reference number on our website. For live updates, contact our support team. Apply for a gold loan in Bhiwandi with Shriram Finance.
Gold Loan FAQs
Can I apply for a gold loan online in Bhiwandi?
Yes, applying for a Shriram Gold Loan online is simple. You can do so via our official website or mobile app.
What is the interest rate on gold loan in Bhiwandi?
Gold loan are available at interest rates starting from 10%* p.a. The final rate is determined based on the gold's market value.
What is the tenure for a gold loan in Bhiwandi?
You can choose a repayment tenure from 1 month to 12 months, depending on your preference.
Can I get a gold loan for any type of gold in Bhiwandi?
Shriram Finance accepts 18 to 22 carats gold jewellery and coins for loan approval.
Is there a maximum or minimum limit for a gold loan in Bhiwandi?
The loan amount is decided based on the pledged gold's market worth, with financing available up to 75%* of its value.
What documents are required to apply for a gold loan in Bhiwandi?
You need to provide identity proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/PAN Card) and address proof (Aadhaar Card/Voter ID/Passport/Driver's Licence/Utility Bills).
Are there any prepayment penalties on gold loan in Bhiwandi?
Shriram Finance usually does not impose any prepayment penalties. However, you should confirm the exact terms in your loan agreement.
How can I check the status of my gold loan application in Bhiwandi?
Once you apply, our team will assess your details and keep you informed about your loan status.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
