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Get High Value for your Gold with Shriram Finance Gold Loan
  • Interest Rates
    Interest Rates Now Starting Only at 10%*
  • Quick Loan Disbursal
    Quick Loan Disbursal
  • Flexible Repayment
    Flexible Repayment options
  • No Credit Check
    No Credit Check Required
Gold Loan

Apply for a Gold Loan from Your Trusted Partner for Over 45 Years

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Gold Loan in Bhiwani

Shriram Finance in Bhiwani offers a reliable solution for those seeking quick funds without parting with their precious gold jewellery. With interest rates starting as low as 10%* p.a., their gold loan service is designed to be both affordable and convenient. Whether you need money for personal expenses, business investments, or emergencies, Shriram Finance ensures a smooth borrowing experience with minimal paperwork and fast approvals. One of the standout features of their gold loan is the flexibility in repayment. You can choose a tenure that suits your financial situation, ranging from as short as seven days to up to 12 months. Additionally, you only pay interest for the duration you use the loan, making it a cost effective option. Borrowers can access up to 75%* of the value of their pledged gold, ensuring substantial funds for larger needs like education or medical emergencies. The application process is straightforward and hassle free. Simply register using your phone number, receive a verification call, visit the Bhiwani branch with your gold assets, and complete the verification process to get your loan disbursed quickly. Shriram Finance also prioritises transparency and security, storing your pledged gold safely throughout the loan period. For residents of Bhiwani, Shriram Finance's gold loan service provides an excellent opportunity to unlock the financial potential of their gold while retaining ownership. With competitive rates and customer centric features, it's a dependable choice for addressing urgent financial needs without compromising on convenience or trustworthiness.

Features and Benefits of Gold Loans in Bhiwani

Shriram Finance gold loan in Bhiwani offers the following features:

Minimal Documentation

Flexible Tenure:

Choose a repayment duration that suits your needs, ranging from 1 month to 12 months. This flexibility allows you to manage your finances effectively, ensuring you can repay the loan at your convenience without any undue pressure.

Flexible Tenure

Low Rate of Interest:

Interest rates start from 10%* p.a., making the loan affordable. This competitive rate ensures that you can borrow funds without incurring high interest costs, making it a cost effective solution for your financial needs.

Borrow Smartly

Borrow Smartly:

Pay interest only for the duration you use the loan amount. This feature helps keep the overall cost lower, as you are not burdened with unnecessary interest payments, making it a smart borrowing option.

Quick Approval

Minimal Documentation:

The process is designed to be hassle free, requiring only essential paperwork. This streamlined approach reduces the time and effort needed to secure your loan, making it easier and quicker to access funds when you need them most.

Maximum Finance

Maximum Finance:

Secure up to 75%* of your pledged gold's market value as a loan. This high loan to value ratio allows you to unlock significant funds based on the value of your gold, providing substantial financial support.

Low Rate of Interest

Quick Approval:

Benefit from a fast approval process with minimal paperwork. This ensures you get the funds you need without unnecessary delays, making it ideal for urgent financial needs.

Gold Loan Interest Rates in Bhiwani

Shriram Finance offers gold loans at competitive interest rates, starting from 10%* p.a. For complete details, refer to the information below. The final interest rate is based on the pledged gold's market value.
Type of Fees Applicable Charges
Interest RateStarting from 10%* p.a.
Processing FeesUp to 5%*
Late Payment Fees36%* p.a. on the Overdue Amount
Foreclosure ChargesNIL

How to Use the Gold Loan EMI Calculator?

Adjust the slider on the gold loan interest rate calculator to personalise your loan amount, interest rate, and tenure for an instant loan summary. This tool allows you to tailor your loan to fit your specific needs, ensuring you get the best possible terms. By adjusting the slider, you can see how different loan amounts and interest rates affect your monthly payments and overall cost. This helps you make an informed decision about your gold loan, giving you a clear understanding of what to expect. Whether you need funds for personal expenses, business investments, or emergencies, this calculator simplifies the process and provides you with a quick and easy way to plan your finances. Take control of your financial future by using the gold loan interest rate calculator to find the perfect loan for you.
STEP 01
Required loan amount
STEP 02
Interest rate
%
STEP 03
Tenure up to
month
Loan Summary
Loan

Loan

Loan Amount

₹5000

Interest Payable

₹ 42

Monthly EMI

₹ 5,042

Eligibility and Documentation Criteria for Gold Loans in Bhiwani

The eligibility criteria for availing gold loans are as follows:
  • Address Proof

    Address Proof:

    Passport, Prepaid Mobile Bill, Aadhaar Card, Driver's License, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, or Landline Bill.

  • Identity Proof

    Identity Proof:

    Aadhaar Card, Passport, Driver's License, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Who can apply? Salaried, self employed, self employed professionals, business owners, and other individuals. Age: 18* to 75* years.

Step by Step Application Process for Gold Loans in Bhiwani

Applying for a gold loan in Bhiwani is a smooth process that takes only four steps.

How to apply
  • Step 1:

    Register using your phone number.

  • Step 2:

    Receive a verification call from them.

  • Step 3:

    Visit their branch with your gold assets.

  • Step 4:

    Complete verification and receive the loan amount.

Our Gold Loan Branches in Bhiwani

Customers in Bhiwani can visit Shriram Finance branches to get clear details about gold loan charges. Find the nearest branch using the locator tool below.

Locate Us

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  • Andhra pradesh
  • Assam
  • CHHATTISGARH
  • DELHI
  • Gujarat
  • Haryana
  • Himachal Pradesh
  • KARNATAKA
  • Kerala
  • MAHARASHTRA
  • Madhya pradesh
  • Odisha
  • Punjab
  • Punjab/Haryana
  • Rajasthan
  • Tamil Nadu
  • Telangana
  • UTTAR PRADESH
  • UTTRAKHAND
  • West Bengal

Gold Loan Customer Care in Bhiwani

For gold loan assistance in Bhiwani, Shriram Finance has a dedicated customer care team. Reach out today for prompt support.

Gold Loan Status in Bhiwani

Easily track your gold loan application by entering your reference number on our website. For quick updates, reach out to our customer care team. Apply for a gold loan in Bhiwani with Shriram Finance today!

Gold Loan FAQs

Can I apply for a gold loan online in Bhiwani?

Yes, you can conveniently apply for a gold loan online through our website or mobile app.

What is the interest rate on gold loans in Bhiwani?

Gold loan interest rates begin at 10%* p.a. The final rate depends on the market value of the pledged gold.

What is the tenure for a gold loan in Bhiwani?

You can select a loan tenure ranging from 1 month to 12 months.

Can I get a gold loan for any type of gold in Bhiwani?

Shriram Finance offers gold loans against gold jewellery and coins ranging from 18 to 22 carats.

Is there a maximum or minimum limit for a gold loan in Bhiwani?

The loan amount is determined based on the pledged gold's market value, with financing available up to 75%*.

What documents are required to apply for a gold loan in Bhiwani?

You must provide identity proof (Voter ID/Aadhaar Card/PAN Card/Passport/Driver's Licence) and address proof (Aadhaar Card/Passport/Utility Bills/Driving Licence).

Are there any prepayment penalties on gold loans in Bhiwani?

Shriram Finance usually does not charge prepayment penalties, allowing early repayment without extra costs. However, check your loan terms for complete details.

How can I check the status of my gold loan application in Bhiwani?

Once your application is submitted, our team will assess your profile and provide timely updates on your loan status.

Disclaimer

The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.