Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Chirkunda
Gold jewellery holds significant value for many families in Chirkunda, symbolising both tradition and financial security. Families often invest in gold for its cultural and economic importance, making it a dependable resource during financial challenges. When unexpected expenses arise, leveraging gold for a loan can be a practical solution instead of selling it. A gold loan allows you to borrow money by pledging your gold as security while retaining ownership. It provides quick access to funds, making it ideal for urgent financial needs such as medical emergencies, business expenses, education costs, or personal commitments. Unlike other loans, gold loans come with minimal paperwork and quick processing, ensuring a hassle free borrowing experience. At Shriram Finance, we offer gold loans in Chirkunda with competitive interest rates starting at 10%* p.a., ensuring affordability. Our repayment options range from 1 month to 12 months, giving you the flexibility to choose a tenure that suits your financial situation. The process is simple, with minimal documentation and a seamless online application, allowing you to secure funds without unnecessary delays. Our quick approval system ensures that you receive financial support when you need it the most. Whether you need funds for a personal emergency or business expansion, Shriram Finance provides a reliable and efficient gold loan solution. Pledge your gold and unlock its value while keeping your future secure. Apply for a gold loan with us today and get the financial support you need with ease!
Features and Benefits of Gold Loans in Chirkunda
Given below are the key features and benefits of our gold loans in Chirkunda:
Quick Approval
We understand that financial needs can be urgent, which is why our loan approval process is swift and efficient. With minimal formalities, you can get access to funds quickly, helping you meet your immediate financial requirements.
Borrow Smartly
With our gold loan, you only pay interest for the period you use the funds, making it a cost effective borrowing option. This ensures that you do not have to bear unnecessary interest expenses if you repay your loan early.
Low Rate of Interest
Our gold loans come with competitive interest rates starting at 10%* p.a., making borrowing affordable. This helps reduce your repayment burden while providing you with the financial support you need.
Flexible Tenure
We offer flexible repayment options, allowing you to choose a loan tenure ranging from 1 month to 12 months. This ensures that you can repay your loan at a pace that aligns with your financial situation.
Minimal Documentation
Our gold loan process involves minimal paperwork, making it easy and hassle free for borrowers. This eliminates lengthy documentation procedures, ensuring a smooth loan application process.
Maximum Finance
You can secure a loan of up to 75% of your gold's market value, helping you unlock the maximum potential of your asset. This allows you to access substantial funds while still retaining ownership of your gold.
Gold Loan Interest Rates in Chirkunda
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5% |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Chirkunda
Address Proof
Aadhaar Card, Passport, Driver's Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Identity Proof
Aadhaar Card, Passport, Driver's License, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age: 18 to 75* years. Who can apply? Salaried, self employed, self employed professionals, business owners, and other individuals.
Step by Step Application Process for Gold Loans in Chirkunda
Our easy to apply process will help you get a gold loan quickly in 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from us.
Step 3:
Visit our branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Chirkunda
Gold Loan Customer Care in Chirkunda
Toll Free
Gold Loan Status in Chirkunda
Easily check the status of your gold loan in Chirkunda. Use your reference number online or get in touch with our support team for immediate information. For the residents of Chirkunda, Shriram Finance's gold loans offer seeking swift financial solutions.
Gold Loan FAQs
Can I apply for a gold loan online in Chirkunda?
Yes, applications for gold loans can be made online via our website or mobile app.
What is the interest rate on gold loans in Chirkunda?
Interest rates start from 10%* p.a. The final rates may vary based on the market value of your pledged gold.
What is the tenure for a gold loan in Chirkunda?
You can choose a loan tenure from 1 month to 12 months.
Can I get a gold loan for any type of gold in Chirkunda?
Shriram Finance offers loans against gold jewellery and coins with a purity of 18 to 22 carats.
Is there a maximum or minimum limit for a gold loan in Chirkunda?
The loan amount depends on your gold's market value, with loans up to 75% of that value available.
What documents are required to apply for a gold loan in Chirkunda?
Required documents include identity proof (Aadhaar Card, Passport, Driver's Licence, Voter ID, or PAN Card) and address proof (Aadhaar Card, Passport, Driver's Licence, Voter ID, or utility bills).
Are there any prepayment penalties on gold loans in Chirkunda?
Generally, Shriram Finance does not impose prepayment penalties, allowing early repayment without extra costs. Be sure to confirm specific terms in your loan agreement.
How can I check the status of my gold loan application in Chirkunda?
After applying, our representatives will evaluate your profile and inform you about your gold loan.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
