Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Churachandpur
Churachandpur is a prominent town in Manipur and is known for its community life and strong focus on education. In a place where aspirations are high and financial needs can arise at any moment, access to flexible and reliable funding becomes essential. Gold loans present a practical way for residents to unlock the value of their gold without having to part with it permanently. This type of loan has gained popularity due to its quick processing and minimal documentation requirements. Whether you're managing educational expenses, handling family commitments or investing in a local business, a gold loan offers timely financial assistance without unnecessary delays. Shriram Finance offers gold loans in Churachandpur with a customer focused approach. The application process is streamlined to ensure a smooth experience, and approvals are fast so that you receive funds when you need them most. You can choose a loan tenure that suits your requirements from a minimum of 1 month to a maximum of 12 months. This gives you the flexibility to manage repayments comfortably. What sets us apart is our competitive interest rate, which starts from 10%* p.a.. Additionally, the pledged gold is stored securely, giving you peace of mind throughout the loan period. These features make Shriram Finance a trusted choice for individuals looking for dependable financial solutions. By offering fast access to funds, flexible tenures and secure handling of gold, Shriram Finance ensures that your gold works for you when it matters the most-helping you meet your goals without compromising on your future.
Features and Benefits of Gold Loans in Churachandpur
Shriram Finance offers Gold Loans in Churachandpur with several attractive features:
Flexible Tenure
Pay your loan back whenever you want, but there is a minimum loan duration of 1 month. The loan tenure ranges from 1 month to 1 year.
Minimal Documentation
The process involves minimal paperwork and is hassle free.
Borrow Smartly
Pay interest only for the period the gold loan is used for.
Quick Approval
Reliable and faster loan approvals with minimal documentation.
Maximum Finance
Loan up to 75% of your gold value. Gold loans are offered for loan amounts of up to 75% of the market value of the gold pledged as collateral or security.
Low Rate of Interest
Interest rates start from 10%* p.a.
Gold Loan Interest Rates in Churachandpur
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5% |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Churachandpur
Address Proof
Aadhaar Card, Passport, Driver's License, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Identity Proof
Aadhaar Card, Passport, Driver's License, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age 18 to 75* years. Who can apply? Salaried, self employed, self employed professionals, business owners, and other individuals.
Step by Step Application Process for Gold Loans in Churachandpur
Their easy to apply process will help you get a gold loan quickly in 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from them.
Step 3:
Visit their branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Churachandpur
Gold Loan Customer Care in Churachandpur
Toll Free
Gold Loan Status in Churachandpur
Residents of Churachandpur can benefit from Gold Loans offered by Shriram Finance to address their financial needs. You could track your application status by our website or contacting our customer care for timely updates.
Gold Loan FAQs
Can I apply for a gold loan online in Churachandpur?
Yes, Shriram Finance accepts gold loan applications online. You can visit our official website or mobile app to apply for Shriram Gold Loan.
What is the interest rate on gold loans in Churachandpur?
The interest rate for our gold loans starts from 10%* p.a. However, the final gold loan interest rates offered by the lender may depend on the market value of the gold pledged as security.
What is the tenure for a gold loan in Churachandpur?
You have the option to choose a loan tenure starting from 1 month up to 12 months.
Can I get a gold loan for any type of gold in Churachandpur?
Shriram Finance provides gold loans for 18 to 22 carats gold ornaments and coins.
Is there a maximum or minimum limit for a gold loan in Churachandpur?
The loan amount will depend on your gold. Loans up to 75% of your gold value are offered.
What documents are required to apply for a gold loan in Churachandpur?
You typically need identity proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/PAN Card), and address proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/Gas Connection Card/Water Bill/Electricity Bill/Prepaid Mobile Bill/Landline Bill).
Are there any prepayment penalties on gold loans in Churachandpur?
Shriram Finance typically does not impose prepayment penalties on gold loans. This allows you to prepay your loan without incurring extra charges, potentially reducing the overall interest you pay. However, it's essential to confirm the specific terms and conditions in your loan agreement to ensure there are no prepayment penalties applicable to your loan
How can I check the status of my gold loan application in Churachandpur?
After completing the registration process, our representatives will evaluate your profile and revert to you regarding your gold loan.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
