Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Cuddalore
Are you a resident of Cuddalore seeking a simple and convenient way to secure some extra money? Do you possess gold assets that you would be willing to use as collateral to obtain those funds? Choosing a Gold Loan in Cuddalore from Shriram Finance offers a dependable and accessible route to unlock the financial potential held within your gold possessions, without the need to sell those valued and cherished items. With manageable repayment options and highly competitive interest rates, choosing a Gold Loan in Cuddalore with Shriram Finance could be the ideal solution to help you to meet your individual financial ambitions and goals.
Features and Benefits of Gold Loans in Cuddalore
The following information outlines the features of gold loan offered by Shriram Finance in Cuddalore.
Flexible Tenure
Enjoy a flexible repayment period, starting from one month up to one year.
Maximum Finance
Borrow up to 75%* of your gold's market value.
Low Rate of Interest
Interest rates start from 10%* p.a.
Minimal Documentation
The loan process is hassle free, requiring only basic paperwork.
Borrow Smartly
Pay interest only at the time the gold loan is used.
Quick Approval
Fast and reliable loan approvals with simple documentation.
Gold Loan Interest Rates in Cuddalore
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5%* |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator?
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Cuddalore
Address Proof
Aadhaar Card, Passport, Driver's License, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Identity Proof
Aadhaar Card, Passport, Driver's License, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age 18* to 75* years. Who can apply? Salaried, self employed, self employed professionals, business owners, and other individuals.
Step by Step Application Process for Gold Loans in Cuddalore
Applying gold loan in Cuddalore can be done quickly in 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from them.
Step 3:
Visit their branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Cuddalore
Gold Loan Customer Care in Cuddalore
Toll Free
Gold Loan Status in Cuddalore
Easily follow the progress of your gold loan application by checking online with your reference number through our intuitive website interface. For immediate status updates, our friendly customer support team is just a call away, ready to assist. If applying for a gold loan in Cuddalore interests you, Shriram Finance provides a streamlined and convenient process that respects your valuable time. We offer pre approved gold loans for existing customers with excellent repayment history, allowing for instant disbursements. Our multilingual support staff ensures clear communication regardless of your language preference. Additionally, we provide complementary financial advisory services to help you make the most of your loan and plan for effective repayment.
Gold Loan FAQs
Can I apply for a gold loan online in Cuddalore?
Absolutely! Shriram Finance offers a convenient online application process for gold loans in Cuddalore. Visit our official website or download our mobile app to start your application. You can complete the entire process digitally, saving time and avoiding unnecessary branch visits.
What is the interest rate on gold loans in Cuddalore?
Our gold loan interest rates start from 10%* per annum. The final rate depends on the market value of the gold you pledge, the loan amount, and current market conditions. We offer transparent and competitive rates tailored to your specific financial needs.
What is the tenure for a gold loan in Cuddalore?
We provide flexible loan tenures ranging from 1 month to 12 months. Choose a repayment period that best suits your financial situation. You can also discuss prepayment or tenure extension options with our loan counsellors.
Can I get a gold loan for any type of gold in Cuddalore?
Shriram Finance accepts gold ornaments and coins between 18 to 22 carats. Our expert team will carefully evaluate the purity and weight of your gold to determine the loan amount you qualify for.
Is there a maximum or minimum limit for a gold loan in Cuddalore?
We offer loans up to 75% of your gold's current market value. The loan amount is directly linked to the quantity and quality of gold you pledge as security. Our transparent valuation ensures you get the maximum possible loan.
What documents are required to apply for a gold loan in Cuddalore?
You will need identity proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/PAN Card) and address proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/Utility Bills).
Are there any prepayment penalties on gold loans in Cuddalore?
Shriram Finance generally does not impose prepayment penalties, allowing you to repay your loan early without extra costs. Check your loan agreement for specific terms.
How can I check the status of my gold loan application in Cuddalore?
Once your application is submitted, our team will review it and inform you about the status of your gold loan.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
