Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Dehradun
If you need quick funds without selling your gold, a gold loan in Dehradun from Shriram Finance is the ideal solution. By pledging your gold jewellery or coins, you can unlock its value while retaining ownership. With interest rates starting at 10%* p.a. and flexible tenures ranging from 1 to 12 months, you get a convenient repayment structure suited to your financial needs. Whether it's for medical emergencies, business expansion, or personal expenses, our fast approvals and minimal paperwork make the process seamless. Keep reading to discover how you can make the most of your gold assets.
Features and Benefits of Gold Loans in Dehradun
In Dehradun, Shriram Finance provides gold loans with the following features:
Maximum Finance
You can borrow up to 75%* of your gold's market value, ensuring you get the maximum financial leverage while keeping your gold safe. This allows you to access a substantial amount of funds without having to sell your valuable assets.
Low Rate of Interest
Our interest rates start from 10%* p.a., making borrowing cost effective and affordable for various financial needs. This competitive rate helps you manage your loan costs effectively, ensuring that you can meet your financial obligations without undue strain.
Quick Approval
We offer reliable and fast loan approvals with minimal documentation, ensuring that you receive the funds you need promptly. Our efficient system ensures that you can address your financial requirements quickly, whether it's for personal needs, education, or business expansion.
Flexible Tenure
The loan tenure ranges from 1 month to 1 year, allowing you to repay at your convenience. This flexibility ensures that you can align your loan repayments with your financial plans, providing peace of mind and reducing financial stress.
Minimal Documentation
Our process involves minimal paperwork, ensuring a hassle free experience. This streamlined approach helps you access funds quickly without unnecessary delays, making it ideal for urgent financial needs.
Borrow Smartly
You only pay interest for the period you use the loan, helping you save on costs and manage your finances efficiently. This feature is particularly beneficial if you need funds for a short period, as it minimises your overall loan expenses.
Gold Loan Interest Rates in Dehradun
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5%* |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator?
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Dehradun
Address Proof
Passport, Driver's License, Voter ID, Prepaid Mobile Bill, Aadhaar Card, Gas Connection Card, Water Bill, Electricity Bill, or Landline Bill.
Identity Proof
Aadhaar Card, Voter ID, Passport, Driver's License, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age: 18* to 75* years. Who can apply?: Self employed, salaried, self employed professionals, business owners, and other individuals.
Step by Step Application Process for Gold Loans in Dehradun
You can apply for a gold loan in Dehradun in just four simple steps.
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from them.
Step 3:
Visit their branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Dehradun
Gold Loan Customer Care in Dehradun
Toll Free
Gold Loan Status in Dehradun
To stay updated on your gold loan application, visit our website and enter your reference number. You can also call our customer care team for real time assistance. Get a gold loan in Dehradun with Shriram Finance!
Gold Loan FAQs
Can I apply for a gold loan online in Dehradun?
Yes, you can apply for a gold loan online through our official website or mobile application.
What is the interest rate on gold loans in Dehradun?
The interest rate starts at 10%* p.a. The final rate is determined based on the gold's market value.
What is the tenure for a gold loan in Dehradun?
You can choose a tenure ranging from 1 month up to 12 months.
Can I get a gold loan for any type of gold in Dehradun?
Shriram Finance offers gold loans for 18 to 22 carat gold jewellery and coins.
Is there a maximum or minimum limit for a gold loan in Dehradun?
The loan amount depends on the pledged gold's value, with loans available for up to 75%* of its worth.
What documents are required to apply for a gold loan in Dehradun?
You need identity proof (Aadhaar Card/PAN Card/Voter ID/Passport/Driver's Licence) and address proof (Utility Bills/Aadhaar Card/Passport).
Are there any prepayment penalties on gold loans in Dehradun?
Shriram Finance generally does not impose prepayment penalties, allowing you to close your loan early without extra charges. Please verify the terms in your loan agreement.
How can I check the status of my gold loan application in Dehradun?
Once you apply, our team will evaluate your request and provide timely updates on your loan status.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
