Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Delhi
Delhi is a city of endless opportunities. It often requires quick financial solutions. A gold loan in Delhi from Shriram Finance is a convenient way to meet urgent monetary needs without parting with your precious gold. With a simple application process and quick disbursal of funds, you can access the money you need in no time. Enjoy loan tenures from 1 month to 12 months and competitive interest rates starting at 10%* p.a., ensuring affordability and flexibility. Keep reading to explore how a gold loan can help you manage your finances better.
Features and Benefits of Gold Loan in Delhi
Find out the features of gold loan from Shriram Finance in Delhi. We offer simple and helpful loan options to meet your financial needs.
Flexible Tenure
Repay your loan easily. Choose a loan period between one month and one year. You can choose when to repay based on your financial situation. Our flexible tenure allows you to plan your repayment according to your income, unexpected expenses, or financial goals. Whether you need a short term solution or want more time to manage your finances, we have you covered.
Minimal Documentation
We make borrowing simple. Our loan process requires very little paperwork. You can get your loan quickly without filling out many forms. We understand that complex paperwork can be stressful, so we have simplified our documentation process. Just bring your gold, basic identification, and address proof, and you're ready to apply.
Borrow Smartly
Pay interest only for the time you use the loan. This helps you save money and use your loan efficiently. Our unique interest calculation method means you're not locked into paying for time you don't need the loan. You have complete control over your borrowing expenses.
Quick Approval
Get your loan processed fast. We have a simple system that helps you get money quickly with very little paperwork. Our streamlined process ensures that you can access funds when you need them most, without unnecessary delays.
Maximum Finance
Borrow up to 75%* of your gold's current market value. This means you can get more money using your gold as security. We offer competitive loan amounts to help you meet your financial requirements effectively.
Low Rate of Interest
Our gold loan interest rates start at just 10%* p.a. per year. This makes borrowing affordable and easy for everyone. We believe in providing transparent and competitive interest rates that don't burden our customers.
Gold Loan Interest Rates in Delhi
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5%* |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator?
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Delhi
Address Proof
Aadhaar Card, Passport, Driver's License, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Identity Proof
Aadhaar Card, Passport, Driver's License, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age: 18* to 75* years. Who can apply? Salaried, self employed, self employed professionals, business owners, and other individuals.
Step by Step Application Process for Gold Loans in Delhi
Applying gold loan in Delhi can be done quickly in 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from them.
Step 3:
Visit their branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Delhi
Gold Loan Customer Care in Delhi
Toll Free
Gold Loan Status in Delhi
Conveniently track your gold loan application status through our user friendly website by simply entering your unique reference number. For instantaneous and real time updates, our responsive customer care team is always available. Select Shriram Finance for a seamless, transparent, and efficient gold loan experience in Delhi, ensuring you stay informed every step of the way.
Gold Loan FAQs
Can I apply for a gold loan online in Delhi?
Yes, applying for a gold loan online is quick and easy. Use our website or mobile app to get started.
What is the interest rate on gold loans in Delhi?
The starting interest rate is 10%* p.a., but the final rate depends on the market value of the gold you pledge.
What is the tenure for a gold loan in Delhi?
You can choose a tenure between 1 month and 12 months based on your repayment preference.
Can I get a gold loan for any type of gold in Delhi?
Shriram Finance provides gold loans for ornaments and coins ranging from 18 to 22 carats.
Is there a maximum or minimum limit for a gold loan in Delhi?
Shriram Finance offers comprehensive gold loan solutions by carefully evaluating your pledged gold's current market value. Our transparent financing approach ensures you can access up to 75%* of your gold's worth, providing flexible and reliable financial support tailored to your specific needs.
What documents are required to apply for a gold loan in Delhi?
You will need identity proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/PAN Card) and address proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/Utility Bills).
Are there any prepayment penalties on gold loans in Delhi?
Shriram Finance generally does not charge prepayment penalties, allowing you to repay early without extra costs. Check your loan agreement for specific details.
How can I check the status of my gold loan application in Delhi?
Once your application is submitted, our team will review it and update you on the status accordingly.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
