Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Dhar
Are you a resident of Dhar and find yourself needing some extra money? Do you have gold that could help you access those funds? Taking out a Gold Loan in Dhar with Shriram Finance offers a simple and effective way to unlock the hidden value in your gold. Instead of deciding to sell your treasured gold jewellery or valuable coins, you can use them to address more pressing financial concerns. Shriram Finance is a well regarded financial institution and is known for accessible gold loan services that are tailored to your individual needs. A range of straightforward repayment options and competitive interest rates, means a Gold Loan in Dhar could be the perfect solution to meet your needs. Shriram Finance values their customers, and that's why their loan application process is simple. This all means it's easier than ever for residents to get access to the funds they need.
Features and Benefits of Gold Loans in Dhar
There are plenty of benefits associated with choosing a gold loan with Shriram Finance in Dhar:
Choose how to repay
Work out a repayment schedule that works for you and meets your individual needs. The minimum loan duration is 1 month, and the maximum loan duration is 1 year.
Keep paperwork simple
Shriram Finance does their best to keep paperwork to a minimum, which is why their application process is simple.
Borrow a good amount
Unlock up to 75% of the actual value of your gold.
Loans approved quickly
Our hassle free process means we can approve your loan and get the money to you quickly.
Attractive Interest Rates
Make the most of our competitive interest rates, which start from 10%* per year.
Interest Efficiency
You're in control! You'll only pay interest for the actual time that you are using the loan.
Gold Loan Interest Rates in Dhar
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5% |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Dhar
Proof of Address
Any one of the following: Aadhaar Card, Passport, Driver's License, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Proof of Identity
Any one of the following: Aadhaar Card, Passport, Driver's License, Voter ID, or PAN Card. (If you do not have a PAN Card, you can submit Form 60). Age Requirement Applicants must be between 18 and 75 years* of age. Applicant Type Individuals who are salaried, self employed, professionals, business owners, and others, are eligible to apply.
Step by Step Application Process for Gold Loans in Dhar
The steps for applying for a loan with Shriram Finance are simple and straightforward. Here they are:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from them.
Step 3:
Visit their branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Dhar
Gold Loan Customer Care in Dhar
Toll Free
Gold Loan Status in Dhar
You can check the progress of your loan application on our website. Or, if you prefer, you can contact our customer care team for an update.
Gold Loan FAQs
Can I apply for a gold loan online in Dhar?
Absolutely! Shriram Finance offers a convenient online application process for gold loans in Dhar. Visit our official website or download our mobile app to start your application. You can complete the entire process digitally, saving time and avoiding unnecessary branch visits.
What is the interest rate on gold loans in Dhar?
Our gold loan interest rates start from 10%* per annum. The final rate depends on the market value of the gold you pledge, the loan amount, and current market conditions. We offer transparent and competitive rates tailored to your specific financial needs.
What is the tenure for a gold loan in Dhar?
We provide flexible loan tenures ranging from 1 month to 12 months. Choose a repayment period that best suits your financial situation. You can also discuss prepayment or tenure extension options with our loan counsellors.
Can I get a gold loan for any type of gold in Dhar?
Shriram Finance accepts gold ornaments and coins between 18 to 22 carats. Our expert team will carefully evaluate the purity and weight of your gold to determine the loan amount you qualify for.
Is there a maximum or minimum limit for a gold loan in Dhar?
We offer loans up to 75% of your gold's current market value. The loan amount is directly linked to the quantity and quality of gold you pledge as security. Our transparent valuation ensures you get the maximum possible loan.
What documents are required to apply for a gold loan in Dhar?
You typically need identity proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/PAN Card), and address proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/Gas Connection Card/Water Bill/Electricity Bill/Prepaid Mobile Bill/Landline Bill).
Are there any prepayment penalties on gold loans in Dhar?
Shriram Finance typically does not impose prepayment penalties on gold loans. This allows you to prepay your loan without incurring extra charges, potentially reducing the overall interest you pay. However, it's essential to confirm the specific terms and conditions in your loan agreement to ensure there are no prepayment penalties applicable to your loan
How can I check the status of my gold loan application in Dhar?
After completing the registration process, representatives will evaluate your profile and revert back to you regarding your gold loan.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
