Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Dharmavaram
Shriram Finance offers a seamless application process for the Gold Loan in Dharmavaram, ensuring quick approval of funds. The loan tenure can range from 1 month to 12 months, allowing residents to manage their finances effectively. With competitive interest rates starting from 10%*p.a. and minimal documentation required, this loan is ideal for those seeking immediate financial assistance.
Features and Benefits of Gold Loans in Dharmavaram
Shriram Finance provides a Gold Loan in Dharmavaram with several key benefits:
Quick Approval
Enjoy fast and reliable loan approvals with minimal documentation.
Low Rate of Interest
Interest rates start from 10%*p.a., making it more affordable than other unsecured loans.
Flexible Tenure
The loan tenure ranges from 1 month to 12 months, allowing you to repay at your convenience.
Minimal Documentation
The process involves minimal paperwork, ensuring a hassle free experience.
Borrow Smartly
You have the flexibility to pay interest only for the period the Gold Loan is used.
Maximum Finance
You can secure a loan up to 75% of your gold's market value.
Gold Loan Interest Rates in Dharmavaram
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%*p.a. |
| Processing Fees | Up to 5% |
| Late Payment Fees | 36%*p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Dharmavaram
Address Proof
Aadhar Card, Passport, Driver's License, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Identity Proof
Aadhaar Card, Passport, Driver's License, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age: 18 to 75* years. Who can apply? Salaried, self employed, self employed professionals, business owners, and other individuals.
Step by Step Application Process for Gold Loans in Dharmavaram
The Gold Loan Application Process at Shriram Finance in Dharmavaram is designed to be easy and efficient, helping you get a Gold Loan quickly in 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from them.
Step 3:
Visit their branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Dharmavaram
Gold Loan Customer Care in Dharmavaram
Toll Free
Gold Loan Status in Dharmavaram
Conveniently check your gold loan application status online by entering the reference number provided to you on our company website. For up to the minute status information, our friendly support team is always ready to help answer your questions. If obtaining a gold loan in Dharmavaram is on your mind, Shriram Finance presents a straightforward and efficient process tailored to your needs. We accept a wide variety of gold items including jewelry, coins, and bars with purity starting from 18 karats. Our branch network in Dharmavaram ensures you're never far from assistance when needed. We also provide complimentary gold purity assessment using advanced testing equipment to ensure you receive fair valuation.
Gold Loan FAQs
Can I apply for a gold loan online in Dharmavaram?
Absolutely! Shriram Finance offers a convenient online application process for gold loans in Dharmavaram. Visit our official website or download our mobile app to start your application. You can complete the entire process digitally, saving time and avoiding unnecessary branch visits.
What is the interest rate on gold loans in Dharmavaram?
Our gold loan interest rates start from 10%* per annum. The final rate depends on the market value of the gold you pledge, the loan amount, and current market conditions. We offer transparent and competitive rates tailored to your specific financial needs.
What is the tenure for a gold loan in Dharmavaram?
We provide flexible loan tenures ranging from 1 month to 12 months. Choose a repayment period that best suits your financial situation. You can also discuss prepayment or tenure extension options with our loan counsellors.
Can I get a gold loan for any type of gold in Dharmavaram?
Shriram Finance accepts gold ornaments and coins between 18 to 22 carats. Our expert team will carefully evaluate the purity and weight of your gold to determine the loan amount you qualify for.
Is there a maximum or minimum limit for a gold loan in Dharmavaram?
We offer loans up to 75% of your gold's current market value. The loan amount is directly linked to the quantity and quality of gold you pledge as security. Our transparent valuation ensures you get the maximum possible loan.
What documents are required to apply for a gold loan in Dharmavaram?
You typically need identity proof (such as an Aadhar Card, Passport, Driver's License, Voter ID, or PAN Card) and address proof (like an Aadhar Card, Passport, Driver's License, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill).
Are there any prepayment penalties on gold loans in Dharmavaram?
Generally, prepayment penalties are not imposed. However, it is advisable to review your loan agreement for any specific terms.
How can I check the status of my gold loan application in Dharmavaram?
After completing the registration process, our representatives will evaluate your profile and contact you regarding your application status.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
