Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Dhubri
Gold loans in Dhubri have emerged as a practical financial solution for both business owners and individuals in Dhubri. The city benefits from the presence of gold loan providers such as Shriram Finance. Shriram Finance caters to the diverse financial needs of Dhubri residents by offering gold loans with competitive interest rates commencing at 10%* p.a. The flexible tenure options, spanning from one to twelve months, demonstrate the profound understanding of local financial requirements that Shriram Finance has. With a transparent process and rapid approval, Shriram Finance is a trusted choice for those seeking to effectively utilise their gold assets.
Features and Benefits of Gold Loans in Dhubri
Shriram Gold Loans come with a lot of attractive features and benefits:
Flexible Tenure
Understanding that different financial situations require different repayment timeframes, Shriram Finance allows borrowers to repay their loans at their convenience with tenure options ranging from as short as 1 month to as long as 12 months. This flexibility enables borrowers to align their repayment schedule with their income patterns, reducing financial stress.
Maximum Finance
You can secure a loan up to 75% of your gold's market value, ensuring substantial financial support. This high percentage ensures substantial financial support when you need it most, allowing you to address significant financial requirements without liquidating your gold holdings.
Low Rate of Interest
Interest rates start from 10%*p.a., offering a cost effective option. These favorable rates make gold loans an economical choice for managing finances during challenging times or capitalising on time sensitive opportunities.
Quick Approval
When financial emergencies strike, waiting days or weeks for loan approval isn't feasible. Shriram Finance addresses this concern by offering fast and reliable loan approvals, often processing applications within hours rather than days, allowing you to meet urgent financial needs promptly.
Minimal Documentation
The process involves minimal paperwork, ensuring a hassle free experience. This streamlined approach ensures a hassle free experience and significantly reduces the time between application and disbursement, making it ideal for urgent financial needs.
Borrow Smartly
Pay interest only for the period you use the loan, providing flexibility in repayment. This unique feature provides unparalleled flexibility in repayment and can result in substantial interest savings for borrowers who repay early.
Gold Loan Interest Rates in Dhubri
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5% |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Dhubri
Address Proof
Aadhaar Card, Passport, Driver's License, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Identity Proof
Aadhaar Card, Passport, Driver's License, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age 18 to 75* years. Who can apply? Salaried, self employed, self employed professionals, business owners, and other individuals.
Step by Step Application Process for Gold Loans in Dhubri
Their easy to apply process will help you get a gold loan quickly in 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from them.
Step 3:
Visit their branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Dhubri
Gold Loan Customer Care in Dhubri
Toll Free
Gold Loan Status in Dhubri
To check the status of your gold loan application, visit the Shriram Finance website and enter your application reference number. This will provide you with the latest updates on your application. Additionally, you can contact our customer care team for real time updates and assistance. Our dedicated team is ready to help you with any queries or concerns you may have. Choose us today to fulfil all your financial requirements in Dhubri. With our reliable and flexible gold loan solutions, you can access the funds you need quickly and efficiently. Let us help you unlock the potential of your gold assets and achieve your financial goals.
Gold Loan FAQs
Can I apply for a gold loan online in Dhubri?
Yes, you can apply for a gold loan online. Visit our website or mobile app to apply for Shriram Gold Loan.
What is the interest rate on gold loans in Dhubri?
The interest rate starts from 10%* p.a. However, the final gold loan interest rates offered by the lender may depend on the market value of the gold pledged as security.
What is the tenure for a gold loan in Dhubri?
You can choose a loan tenure starting from 1 month up to 12 months.
Can I get a gold loan for any type of gold in Dhubri?
Shriram Finance provides gold loans for 18 to 22 carats gold ornaments and coins.
Is there a maximum or minimum limit for a gold loan in Dhubri?
The loan amount will depend on your gold. Loans up to 75% of your gold value are offered.
What documents are required to apply for a gold loan in Dhubri?
You typically need identity proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/PAN Card), and address proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/Gas Connection Card/Water Bill/Electricity Bill/Prepaid Mobile Bill/Landline Bill).
Are there any prepayment penalties on gold loans in Dhubri?
Shriram Finance typically does not impose prepayment penalties on gold loans. This allows you to prepay your loan without incurring extra charges, potentially reducing the overall interest you pay. However, it's essential to confirm the specific terms and conditions in your loan agreement to ensure there are no prepayment penalties applicable to your loan
How can I check the status of my gold loan application in Dhubri?
After completing the registration process, representatives will evaluate your profile and revert back to you regarding your gold loan.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
